St. Clair County property record for 1986 Capac Rd, Berlin, MI 48002 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1988 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 514,008 sqft (11.8 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2021) |
| Tax Bill | $1,411.00 (2025) |
| Primary APN | 74-09-016-1003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,456 sqft Living Area |
| 1st Floor | 1,456 sqft 1st Floor |
| Basement Area | 1,456 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 514,008 sqft (11.8 acres) |
| Depth X Width | 1,474 ft x 348 ft Depth x Width |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1986 CAPAC RD |
|---|---|
| City | BERLIN |
| State | MI |
| Zip | 48002-2406 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG S 0D 26M 16S E 331.28' FROM N 1/4 COR, TH S 0D 26M 16S E 331.27', TH S 89D 2M 2S W 1602.48', TH N 16D 47M 35S E 348.51', TH N 89D 3M 31S E 1499.23' TO BEG. SEC 16 T6N R13E 11.8 A |
| Legal Range | 13E |
| Legal Township | 06N |
| Legal Section | 16 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | BERLIN |
| Census Blockgroup | 2 |
| Census Block | 2046 |
| Census Tract | 657200 |
Source: St. Clair County records · APN 74-09-016-1003-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1986 CAPAC RD, BERLIN, MI 48002-2406 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| Jul 10, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CHEMICAL BANK |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU |
| Nov 26, 2018 | Deed of Trust, Mortgage · Line of Credit SECURITY CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Deed Doc Number | 202115900 |
| Deed Book / Page | 5371 / 450 |
| Prior Transfer Date | Jul 28, 2017 |
| Prior Transfer Doc | 0048530703 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 27, 2021 |
| Property Address | 1986 CAPAC RD, BERLIN, MI 48002-2406 |
| Document Number | 5371450 |
| Book / Page | 5371 / 450 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021015900 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Title Company | JBN TITLE, JB TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 893 OLD SORREL DR, 893, LAPEER, MI 48446-9048 |
| Name | Verified Name |
|---|---|
| Address | 12043 N YORK DR, STERLING HEIGHTS, MI 48313 |
| Document Number | 2021015901 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021015901 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1986 CAPAC RD, BERLIN, MI 48002-2406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050730813 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | 5073/813 |
| Instrument | 2019013872 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.38% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1986 CAPAC RD, BERLIN, MI 48002-2406 |
| Document Number | 0050570907 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1986 CAPAC RD BERLIN MI 480022406, BERLIN, MI 48002-2406 |
| Document Number | 0050570907 |
|---|---|
| Date | May 20, 2019 |
| Book Page | 005057/000907 |
| Name | SECURITY CU |
|---|---|
| Address | HOLLY, MI 48442 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 19, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 1986 CAPAC RD, BERLIN, MI 48002-2406 |
| Document Number | 0050150383 |
| Instrument Date | Nov 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1986 CAPAC RD BERLIN MI 480022406, BERLIN, MI 48002-2406 |
| Document Number | 0050150383 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 005015/000383 |
| Name | SECURITY CU |
|---|---|
| Address | HOLLY, MI 48442 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Berlin Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,411.00 (-60.15%) Homeowner's exemption | $139,300 (+15.89%) | |
| 2024 | $3,541.00 (+8.22%) | $278,600 (+15.89%) | |
| 2023 | $120,200 | ||
| 2022 | $3,272.00 | $240,400 |
Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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