Garrett County property record for 1986 Bethlehem Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,500 sqft · built 2014 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $16,000 (Oct 1996) |
| Tax Bill | $1,927 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-022446 |
| Primary APN | 16-022446 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 84,942 sqft (1.95 acres) |
| Patio Area | 480 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 022446 |
|---|---|
| Street Address | 1986 BETHLEHEM RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-6459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.95 AC LOT 1 POTOMAC FOREST BACKBONE MTN |
| Legal Lot Number | 1 |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 16, MOUNTAIN LAKE PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 700 |
1986 Bethlehem Rd is owned and occupied by two individuals who bought it in October 1996.
Source: Garrett County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1986 BETHLEHEM RD, OAKLAND, MD 21550-6459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO |
| Sep 8, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 1996 · Amount on File |
| Deed Sale | Oct 22, 1996 · Amount on File |
| Deed Document Number | 19969282 |
| Deed Book / Page | 692 / 751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1986 BETHLEHEM RD, OAKLAND, MD 21550-6459 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Title Company | NOT AVAILABLE, RGS TITLE LLC MATS |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0024170358 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 2417/358 |
| Name | MANUFACTURERS TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Sep 8, 2023 |
| Property Address | 1986 BETHLEHEM RD, OAKLAND, MD 21550-6459 |
| Document Number | 0025100497 |
| Book / Page | 2510 / 497 |
| Instrument Date | Aug 31, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $50.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7033 OLD CHAPEL DR, BOWIE, MD 20715-6001 |
| Name | Verified Name |
|---|---|
| Address | 1986 BETHLEHEM RD, OAKLAND, MD 21550-6459 |
The 2026 property tax bill for 1986 Bethlehem Rd was $1,927 with a homeowner's exemption, up 0.3% from the year before.
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,927.00 (+0.26%) Homeowner's exemption | $180,000 (+2.33%) | $188,200 (+6.99%) Land $29,400 Building $158,800 |
| 2025 | $1,922.00 Homeowner's exemption | $175,900 Land $29,400 Building $146,500 | $175,900 Land $29,400 Building $146,500 |
| 2023 | $1,860.00 Homeowner's exemption | $156,367 | $175,900 Land $29,400 Building $146,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1986 Bethlehem Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 12 (1994–2019) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1986 Bethlehem Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 76% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
May also be available: Glo Fiber.
5G and 4G LTE (outdoors only)
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