19856 Ocelot Dr, Grass Valley, CA 95949 Property Records

Nevada County property record for 19856 Ocelot Dr, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,733 sqft · built 1988
Lot Size	5.26 acres (229,561 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Mar 2015)
Tax Bill	$7,295 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026-420-017-000`

Property Details

APN / Parcel Number

Primary APN	`026-420-017-000`
Alternative APN	`26-420-17-000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,733 sqft Living Area
1st Floor Area	3,105 sqft
Basement Area	1,628 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Lot Area	229,561 sqft
Terrain	Rolling
Garage Type	Attached
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Old Parcel Number	26-420-17-000
Street Address	19856 OCELOT DR
City	GRASS VALLEY
State	CA
Zip	95949-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	LOT 168 RESUB ALTA SIERRA RNCH
Legal Subdivision	RESUB ALTA SIERRA RNCH
Legal Lot Number	168
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	2
Census Block	2001
Census Tract	107

Owner

19856 Ocelot Dr is owned and occupied by two individuals who acquired it in June 2021.

Source: Nevada County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jun 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 21, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2015 · Amount on File
Deed Sale	Mar 13, 2015 · Amount on File
Deed Document Number	20155179
Last Transfer Date	Jun 10, 2021
Transfer Doc	0000020559
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928

Mortgage

Document Number	0000009061
Date	Jul 10, 2023
Instrument	20230009061

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Jun 15, 2021
Property Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928
Document Number	0000020559
Map Reference	MB 3 PG 31
Instrument Date	Jun 10, 2021
Instrument	20210020559
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928

Mortgage

Document Number	0000020560
Date	Jun 15, 2021
Instrument	20210020560

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEVADA CA
Recording Date	Jun 17, 2019
Property Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928
Document Number	0000011285
Instrument Date	Jun 14, 2019
Instrument	11285
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19856 OCELOT DR GRASS VALLEY CA 959496928, GRASS VALLEY, CA 95949-6928

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Mar 21, 2019
Property Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928
Document Number	0000005050
Map Reference	MB 3 PG 31
Instrument Date	Mar 11, 2019
Instrument	20190005050
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	PLACER TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928

Mortgage

Document Number	0000005051
Date	Mar 21, 2019
Instrument	20190005051

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	19856 OCELOT DR, GRASS VALLEY, CA 95949-6928
Document Number	0000002043
Instrument Date	Dec 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	19856 OCELOT DR GRASS VALLEY CA 959496928, GRASS VALLEY, CA 95949-6928

Mortgage

Document Number	0000002043
Date	Feb 5, 2018
Instrument	2043

Lender

Name	BANK OF THE WEST
Type	Bank
Address	GRASS VALLEY, CA 95945

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 4, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19856 Ocelot Dr was $7,295 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$668,098 (+2%) Land $153,230 Building $514,868
2025	$7,295.00 Homeowner's exemption	$654,999 Land $150,226 Building $504,773
2023	$7,006.00 (+2.04%) Homeowner's exemption	$629,567 Land $144,394 Building $485,173	$836,010
2022	$6,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19856 Ocelot Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19856 Ocelot Dr is very high, ranking above 93% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 77% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath.

Cell Coverage

5G and 4G LTE (outdoors only)

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