19855 Rustic Lake Ln, Cypress, TX 77433 Property Records

Harris County property record for 19855 Rustic Lake Ln, Cypress, TX 77433

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,266 sqft · built 2006
Lot Size	0.165 acres (7,205 sqft)
Owner	Individual Name on Record
Tax Bill	$7,010 (2025)
Deeds & Mortgages	Apr 2021 Sale Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`124-367-004-0033`

Property Details

APN / Parcel Number

Primary APN	`124-367-004-0033`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,266 sqft Living Area
1st Floor Area	1,433 sqft
Game Room	Game Room

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,205 sqft (0.165 acres)
View / Lot	Buildable
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1243670040033
Street Address	19855 RUSTIC LAKE LN
City	CYPRESS
State	TX
Zip	77433-1759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 BLK 4 CYPRESS SPRINGS SEC 2
Legal Subdivision	CYPRESS SPRINGS SEC 2
Legal Block	4
Legal Lot Number	33
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1000
Census Tract	543010

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19855 RUSTIC LAKE LN, CYPRESS, TX 77433-1759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer UNIVERSITY TITLE COMPANY
Dec 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Deed of Trust, Mortgage BANK OF TX
Feb 26, 2019	Deed of Trust, Mortgage MUTUAL/OMAHA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021
Deed Sale	Apr 27, 2021
Prior Sale	Feb 1, 2007 · Amount on Record
Deed Document Number	2021225722
Prior Transfer Date	Dec 20, 2019
Prior Transfer Doc	0000575206
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Apr 27, 2021
Property Address	19855 RUSTIC LAKE LN, CYPRESS, TX 77433-1759
Document Number	0000225722
Map Reference	MF 539145
Instrument Date	Apr 22, 2021
Instrument	2021-225722
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNIVERSITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20127 AOLDEN MEN DR, KATY, TX 77449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2539 SPRING CYPRESS RD APT 7213, 7213, SPRING, TX 77388-5592

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRIS TX
Recording Date	Dec 30, 2019
Property Address	19855 RUSTIC LAKE LN, CYPRESS, TX 77433-1759
Document Number	0000575206
Instrument Date	Dec 20, 2019
Instrument	575206
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19855 RUSTIC LAKE LN CYPRESS TX 774331759, CYPRESS, TX 77433-1759

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19855 RUSTIC LAKE LN, CYPRESS, TX 77433-1759
Document Number	0000466577
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19855 RUSTIC LAKE LN CYPRESS TX 774331759, CYPRESS, TX 77433-1759

Mortgage

Document Number	0000466577
Date	Oct 22, 2019
Instrument	466577

Lender

Name	BANK OF TX
Type	Bank
Address	TULSA, OK 74153

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	19855 RUSTIC LAKE LN, CYPRESS, TX 77433-1759
Document Number	0000091426
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	Mar 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19855 RUSTIC LAKE LN CYPRESS TX 774331759, CYPRESS, TX 77433-1759

Mortgage

Document Number	0000091426
Date	Mar 7, 2019
Instrument	91426

Lender

Name	MUTUAL/OMAHA BK
Type	Bank
Address	HOUSTON, TX 77019

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,602 (-4.78%) Land $58,145 Building $305,457	$363,602 (-4.78%) Land $58,145 Building $305,457
2025	$7,010.00 (+137.71%) Homeowner's exemption	$381,839 (-2.1%) Land $58,145 Building $323,694	$381,839 (-2.1%) Land $58,145 Building $323,694
2024	$2,949.00 (+4.43%)	$390,046 (-5.13%) Land $58,145 Building $331,901	$390,046 (-5.13%) Land $58,145 Building $331,901
2023	$2,824.00	$411,132 Land $55,849 Building $355,283	$411,132 Land $55,849 Building $355,283
2022	$2,824.00 (+103.6%)
2020	$1,387.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 165 serves 40,503 people · EPA ID TX1012187
Water Source	Purchased surface water from WEST HARRIS COUNTY REGIONAL WATER AUTHOR
Last State Inspection	Nov 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 652 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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