19854 Co Rd 324, Terrell, TX 75160 Property Records

Kaufman County property record for 19854 Co Rd 324, Terrell, TX 75160

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,651 sqft · built 2012
Lot Size	10.9 acres (476,154 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,003 (2024)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R14439`

Property Details

APN / Parcel Number

Primary APN	`R14439`
Alternative APN	`99.0529.0000.0240.02.06.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,651 sqft Living Area
1st Floor Area	2,451 sqft
2nd Floor Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2012
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	476,154 sqft (10.9 acres)
Porch	Covered Porch
Porch Area	825 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R14439
Old Parcel Number	99052900000240020600
Street Address	19854 COUNTY ROAD 324
City	TERRELL
State	TX
Zip	75160-0257
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ELISHA TURNER, TRACT 240.02; 10.931 ACRES, & HOUSE & HOUSE
Legal Subdivision	ELISHA TURNER
Legal Tract	240.02
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1019
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19854 COUNTY ROAD 324, TERRELL, TX 75160-0257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Line of Credit GATEWAY FIRST BANK
Jan 8, 2020	Deed of Trust, Mortgage · FHA Mortgage THE AMERICAN NATIONAL BANK OF TEXAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1999
Deed Sale	May 5, 1999
Deed Document Number	0001368833
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	19854 COUNTY ROAD 324, TERRELL, TX 75160-0257
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070800385
Date	Jul 1, 2021
Book Page	7080/385
Instrument	2021-0026310

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	19854 COUNTY ROAD 324, TERRELL, TX 75160-0257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEGIANCE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062630319
Date	Jan 8, 2020
Book Page	6263/319
Instrument	2020-0000579

Lender

Name	THE AMERICAN NATIONAL BANK OF TEXAS
Type	Bank
Address	TERRELL, TX 75160

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,507 (+4.04%) Land $27,851 Building $346,656	$664,408 (+6.16%) Land $317,752 Building $346,656
2024	$5,003.00 (+12.12%)
2023	$4,462.00 (-15.19%) Homeowner's exemption	$359,948 Land $25,540 Building $334,408	$625,850 Land $291,442 Building $334,408
2022	$5,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POETRY WSC serves 3,636 people · EPA ID TX1290022
Water Source	Purchased surface water from CITY OF TERRELL
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	300 / 75
Peoples Communications Fixed Wireless	200 / 40
Wi-Five Broadband Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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