1985 White Oaks Rd, Campbell, CA 95008 Property Records

Santa Clara County property record for 1985 White Oaks Rd, Campbell, CA 95008

Property Summary

Property Type	Single Family Home
Details	7 bd · 8 ba · 4,364 sqft · built 1955
Lot Size	0.231 acres (10,075 sqft)
Owner	Individual Name on File
Last Sale	$1,690,000 (Aug 2021)
Tax Bill	$26,309 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`424-05-065`

Property Details

APN / Parcel Number

Primary APN	`424-05-065`

Interior

Bedrooms	7 Beds
Full Baths	8 Baths
Total Rooms	14 Rooms
Stories	1 Story
Building Area	4,364 sqft Living Area
Gross Area	1,155 sqft
1st Floor Area	1,155 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,075 sqft (0.231 acres)
Lot Dimensions	155 ft deep x 65 ft wide
Garage Area	458 sqft
Parking Spaces	2 Parking Spaces
Pool Area	3,500 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1985 WHITE OAKS RD
City	CAMPBELL
State	CA
Zip	95008-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 1383 WHITE OAKS MANOR NO 1 BOOK 53 PAGE 44 LOT 30
Legal Subdivision	WHITE OAKS MANOR 01
Legal Tract	1383
Legal Lot Number	30
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2003
Census Tract	502703

Owner

1985 White Oaks Rd is owned by an individual who bought it in August 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4129 W RINCON AVE, CAMPBELL, CA 95008-3839
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC
Aug 26, 2021	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Aug 1, 2017	Grant Deed, Transfer · Conventional Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	202125078590
Transfer Doc	0012980443
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1985 WHITE OAKS RD, CAMPBELL, CA 95008-7119
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 WHITE OAKS RD, CAMPBELL, CA 95008-7119

Mortgage

Document Number	0025169765
Date	Nov 16, 2021
Instrument	25169765

Lender

Name	MERIWEST MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	SAN JOSE, CA 95123

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 26, 2021
Property Address	1985 WHITE OAKS RD, CAMPBELL, CA 95008-7119
Document Number	0025078590
Map Reference	MB 53 PG 44
Instrument Date	Jul 25, 2021
Instrument	25078590
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 W RINCON AVE, CAMPBELL, CA 95008-3839

Mortgage

Document Number	0025078591
Date	Aug 26, 2021
Instrument	25078591

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	10.7%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 1, 2017
Property Address	1985 WHITE OAKS RD, CAMPBELL, CA 95008-7119
Document Number	0023716742
Instrument Date	Jul 28, 2017
Instrument	23716742
Transaction Type	Transfer
Record Updated	Aug 9, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1985 WHITE OAKS RD CAMPBELL CA 950087119, CAMPBELL, CA 95008-7119

Mortgage

Document Number	23716743
Date	Aug 1, 2017
Instrument	23716743

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1985 White Oaks Rd was $26,309, up 17.9% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Campbell City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,874,307 (+36.85%) Land $1,298,917 Building $1,575,390
2025	$26,309.00 (+17.87%)	$2,100,340 Land $1,273,449 Building $826,891
2024	$22,321.00 (+0.14%)
2023	$22,289.00 (+1.76%)	$1,723,800 Land $1,224,000 Building $499,800
2022	$21,904.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1985 White Oaks Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1985 White Oaks Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: Frontier, GeoLinks, Sail Internet, T-Mobile.

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