1985 Union Rd, Waldoboro, ME 04572 Property Records

Lincoln County and Waldoboro Town property record for 1985 Union Rd, Waldoboro, ME 04572

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 936 sqft · built 2007
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on Record
Tax Bill	$5,550 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WALB M:R19 L:16`

Property Details

APN / Parcel Number

Primary APN	`WALB M:R19 L:16`
Alternative APN	`238`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	165,528 sqft (3.8 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	238
Street Address	1985 UNION RD
City	WALDOBORO
State	ME
Zip	04572-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Lot Number	16
Jurisdiction	WALDOBORO ME
Township / Civil Division	WALDOBORO
Census Block Group	1
Census Block	1029
Census Tract	975200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Georges River Canal listed 1970 · 1 contributing resources · NRIS 70000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Waldoboro Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1985 UNION RD, WALDOBORO, ME 04572-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · ARM SERVICE CU
Aug 29, 2018	Deed of Trust, Mortgage GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	1985 UNION RD, WALDOBORO, ME 04572-5834
Transaction Type	Mortgage
Record Updated	Jul 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060130167
Date	Jul 6, 2023
Book Page	6013/167
Instrument	97749

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Type Change Date	Aug 1, 2038
Index	1-Year CMT

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALDOBORO ME
Property Address	1985 UNION RD, WALDOBORO, ME 04572-5834
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052980051
Date	Aug 29, 2018
Book Page	05298/0051
Instrument	000000042240

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 14, 2048

Tax Assessment & Valuation

Source: Lincoln County and Waldoboro Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Waldoboro Town
Unified School District	School Administrative District 40 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,550.00 (-4.26%)	$375,000 (+9.33%) Land $75,000 Building $300,000
2024	$5,797.00 (+8.33%)	$343,000 (-) Land $43,000 Building $300,000
2023	$5,351.00 (+11.43%)	$343,000 (-) Land $43,000 Building $300,000
2022	$4,802.00	$343,000 Land $43,000 Building $300,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Tidewater O.P.E.N. Fiber	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

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