Maricopa County property record for 1985 S Oak St, Gilbert, AZ 85233
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,685 sqft · built 1996 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $288,500 (Mar 2007) |
| Tax Bill | $1,775 (2025) |
| Deeds & Mortgages | Jan 2021 Reverse Mortgage Jan 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 302-83-536 |
| Primary APN | 302-83-536 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,685 sqft Living Area |
| 1st Floor Area | 1,685 sqft |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete Tile |
| Lot Area | 6,900 sqft (0.158 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 390 sqft |
| Patio Area | 140 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | HVAC |
| Street Address | 1985 S OAK ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85233-8962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | RANCHO DEL VERDE UNIT 3 MCR 390/23 |
| Legal Range | 05E |
| Legal Township | 01S |
| Legal Section | 25 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | RANCHO DEL VERDE UNIT 3 |
| Legal Lot Number | 383 |
| Legal Unit | 3 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 814900 |
1985 S Oak St is owned and occupied by an individual who bought it in March 2007.
Source: Maricopa County records, as of November 20, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1985 S OAK ST, GILBERT, AZ 85233-8962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP |
| Jan 10, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP |
| May 5, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RPM MORTGAGE INC |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2007 · Amount on File |
| Deed Sale | Mar 2, 2007 · Amount on File |
| Prior Sale | Aug 31, 1999 · Amount on File |
| Deed Document Number | 20070258399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1985 S OAK ST, GILBERT, AZ 85233-8962 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1985 S OAK ST, GILBERT, AZ 85233-8962 |
| Document Number | 0000092438 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 20210092438 |
| Name | AMERICAN ADVISORS GOURP |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1985 S OAK ST, GILBERT, AZ 85233-8962 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1985 S OAK ST, GILBERT, AZ 85233-8962 |
| Document Number | 0000029092 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 20220029092 |
| Name | AMERICAN ADVISORS GOURP |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1985 S OAK ST, GILBERT, AZ 85233-8962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000327287 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 2017-0327287 |
| Name | RPM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ALAMO, CA 94507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1985 S OAK ST, GILBERT, AZ 85233-8962 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000418928 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 20200418928 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1985 S Oak St was $1,775.
Source: Maricopa County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Chandler Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,760 | $437,600 Land $87,500 Building $350,100 | |
| 2025 | $1,775.00 | ||
| 2024 | $44,130 | $441,300 Land $88,200 Building $353,100 | |
| 2023 | $1,714.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1985 S Oak St in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1985 S Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Arizona Network Fixed Wireless | 1,000 / 1,000 |
| WeLink Communications Fixed Wireless | 700 / 700 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AirFiber WISP Fixed Wireless | 100 / 25 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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