Maricopa County property record for 1985 S Bahama Dr, Gilbert, AZ 85295
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,309 sqft · built 1998 |
| Lot Size | 0.125 acres (5,463 sqft) |
| Owner | Trust Name on File |
| Last Sale | $173,999 (Jul 2014) |
| Tax Bill | $1,586 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-41-492 |
| Primary APN | 304-41-492 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,309 sqft Living Area |
| Gross Area | 1,421 sqft |
| 1st Floor Area | 1,309 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 5,463 sqft (0.125 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
| Pool Area | 600 sqft |
| Patio Area | 112 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1985 S BAHAMA DR |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-5629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Description | GILBERT RANCH UNIT 1 MCR 454-27 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 28 |
| Legal Subdivision | GILBERT RANCH UNIT 1 |
| Legal Lot Number | 101 |
| Legal Unit | 1 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | CHANDLER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 814600 |
1985 S Bahama Dr is held in a trust since July 2014.
Source: Maricopa County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1281 W LOBSTER TRAP DR, GILBERT, AZ 85233-7438 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MERU LENDING LLC |
| Jun 13, 2017 | Quit Claim Deed, Subdivision Related Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2014 · Amount on File |
| Deed Sale | Jul 11, 2014 · Amount on File |
| Prior Sale | Jun 21, 2011 · Amount on File |
| Deed Document Number | 2014454980 |
| Prior Transfer Date | Jul 2, 2014 |
| Prior Transfer Doc | 0000454980 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 22, 2026 |
| Property Address | 1985 S BAHAMA DR, GILBERT, AZ 85295-5629 |
| Document Number | 0000311655 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026311655 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GOOD OWNER TITLE AGENCY OF T |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust, 189 |
| Address | 5611 E SWEETWATER AVE, SCOTTSDALE, AZ 85254-4371 |
| Document Number | 0000311655, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 2026311655 |
| Name | MERU LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Jun 13, 2017 |
| Property Address | 1985 S BAHAMA DR, GILBERT, AZ 85295-5629 |
| Document Number | 0000430625 |
| Instrument Date | May 22, 2017 |
| Instrument | 430625 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 19, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1281 W LOBSTER TRAP DR GILBERT AZ 852337438, GILBERT, AZ 85233-7438 |
The 2025 property tax bill for 1985 S Bahama Dr was $1,586.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,270 (+108.3%) | $352,700 (+2.38%) Land $70,500 Building $282,200 | |
| 2025 | $1,586.00 | $16,932 (-53.99%) | $344,500 (-6.39%) Land $68,900 Building $275,600 |
| 2024 | $36,800 | $368,000 Land $73,600 Building $294,400 | |
| 2023 | $1,534.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1985 S Bahama Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1985 S Bahama Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 500 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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