1985 Ranch Rd 2323, Llano, TX 78643 Property Records

Llano County property record for 1985 Ranch Rd 2323, Llano, TX 78643

Property Summary

Property Type	Rural Home
Details	2 ba · 1,711 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$484,400 (Dec 2017)
Tax Bill	$5,302 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10442-002-0010-2`

Property Details

APN / Parcel Number

Primary APN	`10442-002-0010-2`
Alternative APN	`51708`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	1,711 sqft
Utility Area	144 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Type	Gable
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	436 sqft
Carport	Carport
Carport Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,115 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10442-002-0010-2
Street Address	1985 RANCH ROAD 2323
City	LLANO
State	TX
Zip	78643-2535
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	FLAG CREEK OAKS UNIT 2 PT OF TR 10-N 0.500 AC
Legal Subdivision	FLAG CREEK OAKS
Legal Tract	10-N
Legal Lot Number	10N
Jurisdiction	LLANO TX
Township / Civil Division	LLANO SOUTH
Census Block Group	3
Census Block	3036
Census Tract	970200

Owner

Source: Llano County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1985 RANCH ROAD 2323, LLANO, TX 78643-2535
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Dec 22, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	May 21, 2012 · Amount on Record
Deed Document Number	20177822
Deed Book / Page	1577 / 4800
Prior Transfer Date	May 17, 2012
Prior Transfer Doc	01536/3014
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1985 RANCH ROAD 2323, LLANO, TX 78643-2535
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SOLIDIFI TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01583/3763
Date	Sep 18, 2018
Book Page	1583/3763
Instrument	18-05948

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LLANO TX
Property Address	1985 RANCH ROAD 2323, LLANO, TX 78643-2535
Transaction Type	Mortgage
Record Updated	Sep 5, 2022
Title Company	SUPERIOR ABSTRACT AND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002006686
Date	Sep 22, 2020
Instrument	20-06686

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LLANO TX
Recording Date	Dec 22, 2017
Property Address	1985 RANCH ROAD 2323, LLANO, TX 78643-2535
Document Number	01577/4800
Book / Page	1577 / 4800
Map Reference	VOL 11 PG 16
Instrument Date	Dec 22, 2017
Instrument	17-07822
Transaction Type	Transfer
Record Updated	Sep 5, 2022
Title Company	HIGHLAND LAKES TITLE-BURNET, HIGHLAND LAKES TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1985 RANCH ROAD 2323, 1985, LLANO, TX 78643-2535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 RANCH ROAD 2323, LLANO, TX 78643-2535

Mortgage

Document Number	0001707823
Date	Dec 22, 2017
Instrument	17-07823

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Llano County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Llano County
Unified School District	Llano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,302.00 (+403.51%)	$493,766 (+1%)	$642,970 (+0.56%) Land $6,310 Building $636,660
2025	$1,053.00 (-70.03%) Homeowner's exemption Senior Citizen's exemption	$448,878 (+21%)	$639,370 (+54.62%) Land $6,310 Building $633,060
2023	$3,514.00 Homeowner's exemption Senior Citizen's exemption	$370,974	$413,500 Land $5,600 Building $407,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	13 (1980–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 63% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	50 / 10

May also be available: Nextlink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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