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1985 Pineview Church Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 1985 Pineview Church Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,980 sqft · built 2022
Lot Size1.02 acres (44,431 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Jan 2023)
Tax Bill$2,549 (2024)
Deeds & MortgagesOct 2025 Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-4N-29-0000-00343-0000

Property Details

APN / Parcel Number

Primary APN27-4N-29-0000-00343-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,980 sqft Heated Area
1st Floor Area2,380 sqft
Upper Floors Area1,190 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialVinyl
Foundation TypeMasonry
Roof MaterialShingle
Lot Area44,431 sqft (1.02 acres)

Exterior Amenities

PorchOpen Porch
Porch Area86 sqft
Patio Area24 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number274N290000003430000
Street Address1985 PINEVIEW CHURCH RD
CityJAY
StateFL
Zip32565-9259
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCR-67 OF UNREC COSTAS RIDGE: COMMENCE AT THE NORTHEAST CORNER OF THE SOUTHEAST QUARTER OF SECTION 27, TOWNSHIP 4 NORTH, RANGE
JurisdictionSANTA ROSA FL
Township / Civil DivisionALLENTOWN
Census Block Group1
Census Block1010
Census Tract10400

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1985 PINEVIEW CHURCH RD, JAY, FL 32565-9259
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jan 4, 2023Warranty Deed, Transfer · Conventional Mortgage
INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Deed Document Number202300329
Deed Book / Page4356 / 2062
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1985 PINEVIEW CHURCH RD, JAY, FL 32565-9259
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1985 PINEVIEW CHURCH RD, JAY, FL 32565-9259

Mortgage

Document Number0046691213
DateOct 15, 2025
Book Page4669/1213
Instrument202548741
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJan 4, 2023
Property Address1985 PINEVIEW CHURCH RD, JAY, FL 32565-9259
Document Number0043562062
Book / Page4356 / 2062
Map ReferenceMB 2693 PG 1918
Instrument DateDec 29, 2022
Instrument202300329
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyPARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,974.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3091 GOVERNORS LAKE DR # DR300, DR300, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

NameVerified Name
Address1985 PINEVIEW CHURCH RD, JAY, FL 32565-9259

Mortgage

Document Number0043562064
DateJan 4, 2023
Instrument4356/2064
Lender
NameINSPIRE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,549.00 (-9.26%) Homeowner's exemption Widower's exemption$257,575 (+10.36%) Land $25,500 Building $232,075$257,575 (+10.36%) Land $25,500 Building $232,075
2023$2,809.00 (+1,837.24%)$233,396 (+1,980.18%) Land $16,320 Building $217,076$233,396 (+1,980.18%) Land $16,320 Building $217,076
2022$145.00$11,220$11,220 Land $11,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims4 (1998–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 52% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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