1985 Peconic Ln, Peconic, NY 11958 Property Records

Suffolk County and Southold Town property record for 1985 Peconic Ln, Peconic, NY 11958

Property Summary

Property TypeSingle Family Home
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on File
Tax Bill$12,180 (2024)
Deeds & MortgagesMay 2022 Refinance
Aug 2018 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN473889 74.-5-7

Property Details

APN / Parcel Number

Primary APN473889 74.-5-7
Alternative APNs
  • 1000-074.00-05.00-007.000
  • 388907400000050070000000
  • 4738009063
  • 10

Exterior

Lot Area69,696 sqft

Location & Zoning

Account Number10
Street Address1985 PECONIC LN
CityPECONIC
StateNY
Zip11958-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-80
Legal DescriptionBOOK 12468 PAGE 996 BILL 008671
Legal Block5
Legal Lot Number7
JurisdictionSUFFOLK NY
Township / Civil DivisionSOUTHOLD
Census Block Group1
Census Block1008
Census Tract170006

Owner

1985 Peconic Ln is owned by two individuals who acquired it in October 2016.

Source: Suffolk County and Southold Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address59 WELLINGTON RD, GARDEN CITY, NY 11530-4149
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Aug 21, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Dec 8, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 28, 2016
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address1985 PECONIC LN, PECONIC, NY 11958-1414
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0234120727
DateMay 2, 2022
Book Page23412/727
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term337 Months
DueJun 1, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address1985 PECONIC LN, PECONIC, NY 11958-1414
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN DREAM ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0229520417
DateAug 21, 2018
Book Page22952/417
Instrument18-0155225
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term349 Months
DueSep 1, 2047

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateDec 8, 2020
Property Address1985 PECONIC LN, PECONIC, NY 11958-1414
Document Number0130810453
Book / Page013081 / 000453
Instrument DateOct 7, 2020
Transaction TypeTransfer
Record UpdatedFeb 8, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$2,700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address59 WELLINGTON RD GARDEN CITY NY 115304149, GARDEN CITY, NY 11530-4149

Tax Assessment & Valuation

Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSouthold Town
Unified School DistrictSouthold Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,400 Land $800 Building $7,600$1,527,273 Land $145,455 Building $1,381,818
2024$12,180.00
2023$8,400 Land $800 Building $7,600$14,737 Land $1,404 Building $13,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1985 Peconic Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2012)
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1985 Peconic Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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