1985 N Expy, Brownsville, TX 78520 Property Records

Cameron County property record for 1985 N Expy, Brownsville, TX 78520

Property Summary

Property Type	Commercial
Details	48,468 sqft · built 2001
Lot Size	2.65 acres (115,521 sqft)
Owner	Company Name on File
Last Sale	$6,027,560 (Nov 2023)
Tax Bill	$172,776 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079821-0010-002000`

Property Details

APN / Parcel Number

Primary APN	`079821-0010-002000`
Alternative APN	`63234`

Interior

Stories	3 Stories
Building Area	48,468 sqft Gross Area
1st Floor Area	17,064 sqft
2nd Floor Area	15,702 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Block Painted
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	115,521 sqft
Lot Width	300 ft Width
Garage Type	Carport
Garage Area	1,185 sqft
Carport	Carport
Carport Area	1,185 sqft
Driveway	Concrete Driveway
Driveway Area	26,910 sqft
Parking Spaces	4 Parking Spaces
Pool Area	396 sqft
Porch	Open Frame Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1985 N EXPRESSWAY
City	BROWNSVILLE
State	TX
Zip	78520-8849
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C
Legal Description	FAIRWINDS/HOLIDAY INN SUBDIVISION BLK 1 LOT 2 (CAB 1 SLOT 2169-B CCMR)
Legal Subdivision	FAIRWINDS/HOLIDAY INN SUBDIVISION
Legal Block	1
Legal Lot Number	2
Jurisdiction	CAMERON TX
Township / Civil Division	BROWNSVILLE
Census Block Group	2
Census Block	2004
Census Tract	13003

Owner

1985 N Expy, a commercial property, is owned by a company that bought it in November 2023.

Source: Cameron County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	12924 CHARLWOOD ST, CERRITOS, CA 90703-6088
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage BROWNSVILLE BANK
Nov 16, 2023	Vendor's Lien, Transfer · Commercial Mortgage LENDINGCLUB BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Oct 17, 2002 · Amount on File
Deed Document Number	202341367
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Recording Date	Oct 7, 2026
Property Address	1985 N EXPRESSWAY, BROWNSVILLE, TX 78520-8849
Document Number	0000036748
Instrument Date	Sep 30, 2026
Instrument	202636748
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12924 CHARLWOOD ST, CERRITOS, CA 90703-6088

Mortgage

Document Number	0000036748,
Date	Oct 7, 2026
Instrument	202636748

Lender

Name	BROWNSVILLE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

November 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Nov 16, 2023
Property Address	1985 N EXPRESSWAY, BROWNSVILLE, TX 78520-8849
Document Number	0202341367
Map Reference	CAB 1 PG 2169-B
Instrument Date	Nov 15, 2023
Instrument	2023-41367
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1985 N EXPRESSWAY # 83, 83, BROWNSVILLE, TX 78520-8849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12924 CHARLWOOD ST, CERRITOS, CA 90703-6088

Mortgage

Document Number	0202341368
Date	Nov 16, 2023
Instrument	2023-41368

Lender

Name	LENDINGCLUB BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0202341369
Date	Nov 16, 2023
Instrument	2023-41369

Lender

Name	LENDINGCLUB BANK NA
Type	Bank
Address	BOSTON, MA 02210

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1985 N Expy was $172,776.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Brownsville City
Unified School District	Brownsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,519,190 (-22.8%) Land $889,268 Building $5,629,922	$6,519,190 (-22.8%) Land $889,268 Building $5,629,922
2025	$172,776.00	$8,444,761 Land $889,268 Building $7,555,493	$8,444,761 Land $889,268 Building $7,555,493
2023	$159,733.00 (+46.05%) Additional exemption filed	$7,051,015 Land $889,268 Building $6,161,747	$7,051,015 Land $889,268 Building $6,161,747
2022	$109,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1985 N Expy in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1985 N Expy is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Omni Fiber, Smartcom Telephone, VTX Communications.

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