1985 Mountain Rd, Morris, IL 60450 Property Records

Grundy County property record for 1985 Mountain Rd, Morris, IL 60450

Property Summary

Property TypeSingle Family Home
Details1,634 sqft · built 2005
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Apr 2021)
Tax Bill$6,180 (2025)
Deeds & MortgagesApr 2021 Sale & Construction Loan
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-32-304-025

Property Details

APN / Parcel Number

Primary APN02-32-304-025

Interior

Building Area1,634 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address1985 MOUNTAIN RD
CityMORRIS
StateIL
Zip60450-8946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEER RIDGE SUB 2ND ADD LT 107 (EX BEG SW COR, SE125.18' NE49.76' NW127.32' SW52.96' TO POB) SEC 32-34-7
Legal Range07W
Legal Township34N
Legal Section32
Legal SubdivisionDEER RIDGE SUBDIVISION SECOND ADDITION
Legal Lot Number107
JurisdictionGRUNDY IL
Township / Civil DivisionSARATOGA
Census Block Group4
Census Block4013
Census Tract200

Owner

Source: Grundy County records · APN 02-32-304-025

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1985 MOUNTAIN RD, MORRIS, IL 60450-8946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2021Warranty Deed, Construction Loan · Construction Mortgage
CMG MORTGAGE INC
May 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Sep 11, 2018Warranty Deed, Construction Loan · Construction Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 08, 2021 · Amount on Record
Deed SaleApr 08, 2021 · Amount on Record
Prior SaleSep 11, 2018 · Amount on Record
Deed Document Number2021602000
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateApr 08, 2021
Property Address1985 MOUNTAIN RD, MORRIS, IL 60450-8946
Document Number0000602000
Instrument DateJan 06, 2021
Instrument602000
Transaction TypeConstruction Loan
Record UpdatedJul 05, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$322.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1985 MOUNTAIN RD, MORRIS, IL 60450-8946

Mortgage

Document Number0000602001
DateApr 08, 2021
Instrument602001
Lender
NameCMG MORTGAGE INC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRUNDY IL
Property Address1985 MOUNTAIN RD, MORRIS, IL 60450-8946
Document Number0000592408
Instrument DateMay 07, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1985 MOUNTAIN RD MORRIS IL 604508946, MORRIS, IL 60450-8946

Mortgage

Document Number0000592408
DateMay 13, 2020
Instrument592408
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 12, 2035

September 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionGRUNDY IL
Recording DateSep 11, 2018
Property Address1985 MOUNTAIN RD, MORRIS, IL 60450-8946
Document Number0000579795
Instrument DateAug 31, 2018
Instrument579795
Transaction TypeConstruction Loan
Record UpdatedJul 05, 2021
Title CompanyGREATER ILLINOIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$283.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1985 MOUNTAIN RD, MORRIS, IL 60450-8946

Mortgage

Document Number0000579796
DateSep 11, 2018
Instrument579796
Lender
NameWELLS FARGO BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Grundy County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyGrundy County
County SubdivisionSaratoga Township
MunicipalityMorris City
Secondary School DistrictMorris Community High School District 101 (09 - 12)
Elementary School DistrictSaratoga Community Consolidated School District 60C (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,180.00 (+32.28%)$85,168 (+21.01%) Land $7,685 Building $77,483$255,504 (+21.01%) Land $23,055 Building $232,449
2022$4,672.00 Homeowner's exemption$70,381 Land $7,840 Building $62,541$211,143 Land $23,520 Building $187,623

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 30, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2008–2009)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2009 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Benton Ridge Telephone Company
Fixed Wireless
100 / 20

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMORRIS
serves 14,775 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Mountain Rd

Nearby Streets

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