Flathead County property record for 1985 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,477 sqft · built 1915 |
| Lot Size | 4.08 acres (178,030 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,269 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | R0759621 |
| Primary APN | R0759621 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,477 sqft Living Area |
| 1st Floor Area | 1,477 sqft |
| Basement Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 178,030 sqft (4.08 acres) |
| Terrain | Wooded |
| Porch | Porch |
|---|---|
| Porch Area | 171 sqft |
| Deck Area | 420 sqft |
| Patio Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Pole Barn | 2,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000248300 |
|---|---|
| Street Address | 1985 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SUBDIVISION 283 AMD L1 AND L2, S31, T28 N, R20 W, LOT 1A, ACRES 4.09 |
| Legal Range | 20W |
| Legal Township | 28N |
| Legal Section | 31 |
| Legal Subdivision | SUBDIVISION 283 AMD L1 AND L2 |
| Legal Lot Number | 1A |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1401 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1985 LOWER VALLEY RD, KALISPELL, MT 59901-8060 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2009 |
| Transfer Doc | 0000016939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1985 LOWER VALLEY RD, KALISPELL, MT 59901-8060 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INSURED TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000040624 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 202000040624 |
| Name | PARK SIDE FCU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,269.00 (-46.75%) | $413,687 (+24.91%) | |
| 2025 | $413,687 (+24.91%) Land $2,417 Building $411,270 | ||
| 2023 | $2,383.00 | $331,200 | $331,200 Land $2,090 Building $329,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
May also be available: Verizon.
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