1985 Largo Rd, Jacksonville, FL 32207 Property Records

Duval County property record for 1985 Largo Rd, Jacksonville, FL 32207

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,316 sqft · built 1936
Lot Size	0.226 acres (9,859 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,450,000 (Oct 2026)
Tax Bill	$17,100 (2025)
Deeds & Mortgages	Oct 2026 Sale May 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`081212-0000`

Property Details

APN / Parcel Number

Primary APN	`081212-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,316 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	1,183 sqft
Upper Floors Area	1,133 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,859 sqft (0.226 acres)
Lot Dimensions	151 ft deep x 62 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Pool Area	5 sqft
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1985 LARGO RD
City	JACKSONVILLE
State	FL
Zip	32207-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	11-5 46-2S-26E SAN MARCO LOT 2 BLK 7
Legal Range	26E
Legal Township	02S
Legal Section	46
Legal Subdivision	SAN MARCO
Legal Block	7
Legal Lot Number	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1027
Census Tract	700

Owner

Source: Duval County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer LANDMARK TITLE
May 10, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2026 · Amount on Record
Deed Sale	Oct 1, 2026 · Amount on Record
Prior Sale	Nov 6, 2023 · Amount on Record
Deed Document Number	2026231074
Deed Book / Page	22077 / 373
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 1, 2026
Property Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926
Document Number	0000231074
Book / Page	22077 / 373
Instrument Date	Sep 24, 2026
Instrument	2026231074
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Tax	$1,025,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926

Mortgage

Document Number	0206750170
Date	May 10, 2023
Book Page	20675/170
Instrument	2023095117

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926

Mortgage

Document Number	0196141024
Date	Mar 4, 2021
Book Page	19614/1024
Instrument	2021056546

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.37%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Nov 6, 2023
Property Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926
Document Number	0208630144
Book / Page	20863 / 144
Map Reference	MB 11 PG 5
Instrument Date	Oct 27, 2023
Instrument	2023229955
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	829 BAYTREE LN, PONTE VEDRA BEACH, FL 32082-4164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926

Mortgage

Document Number	0020863146
Date	Nov 6, 2023
Instrument	20863/146

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 9, 2018
Property Address	1985 LARGO RD, JACKSONVILLE, FL 32207-3926
Document Number	0183422258
Book / Page	18342 / 2258
Map Reference	MB 11 PG 5
Instrument Date	Apr 2, 2018
Instrument	2018081798
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1102 ORIENTAL GARDENS RD, 1102, JACKSONVILLE, FL 32207-4253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E 51ST ST APT 4D, 4D, NEW YORK, NY 10022-8012

Mortgage

Document Number	2018081799
Date	Apr 9, 2018
Instrument	2018081799

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,010,338 (+2.7%)	$1,153,194 (-2.43%) Land $431,428 Building $721,766
2025	$17,100.00 (+3.29%) Homeowner's exemption	$983,777 (+45.92%)	$1,181,936 (+47.69%) Land $415,090 Building $766,846
2024	$16,556.00 (+42.97%)
2023	$11,580.00 (+8.79%) Homeowner's exemption	$674,212 (+3%)	$800,255 (+10.2%) Land $287,370 Building $512,885
2022	$10,644.00 Homeowner's exemption	$654,575	$726,166 Land $274,598 Building $451,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 101 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 units insured incl. 4 condo units
Nearby Flood Claims	71 (1979–2024)
Claims Outside the SFHA	48 of 71
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 39 claims Tropical Storm Fay, Aug 2008 · 6 claims Tropical Storm Josephine, Oct 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, WiFast.

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