1985 Horsetail Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1985 Horsetail Dr, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$447,500 (Oct 2026)
Tax Bill$198 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
APN16-25-31-3675-0001-2780

Property Details

APN / Parcel Number

Primary APN16-25-31-3675-0001-2780
Alternative APN
  • 253116367500012780

Exterior

Lot Area6,098 sqft (0.14 acres)

Location & Zoning

Street Address1985 HORSETAIL DR
CitySAINT CLOUD
StateFL
Zip34771
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBRACK RANCH PH 2 PB 36 PGS 62-65 LOT 278
Legal SubdivisionBRACK RANCH PHASE 2
Legal Lot Number278
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

1985 Horsetail Dr, vacant land, is owned and occupied by two individuals who bought it in October 2026.

Source: Osceola County records, as of October 19, 2026

Owner of Record2 Individual Names on File
Mailing Address1985 HORSETAIL DR, SAINT CLOUD, FL 34771
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2026 · Amount on File
Deed SaleOct 2, 2026 · Amount on File
Deed Document Number2026127718
Deed Book / Page7043 / 2976
Record UpdatedOct 29, 2026

October 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 2, 2026
Property Address1985 HORSETAIL DR, SAINT CLOUD, FL 34771
Document Number0000127718
Book / Page7043 / 2976
Instrument DateSep 30, 2026
Instrument2026127718
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2026
Title CompanyFIRST EXCEL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$316,382.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1985 HORSETAIL DR, SAINT CLOUD, FL 34771

Mortgage

Document Number0000127719,
DateOct 2, 2026
Instrument2026127719
Lender
NameFIRST HERITAGE MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1985 Horsetail Dr was $198.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$198.00$14,300 Land $14,300$14,300 Land $14,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

There have been 18 flood claims near 1985 Horsetail Dr since 2004.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance CostPremium on File
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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