1985 Hamilton St, Bartow, FL 33830 Property Records

Polk County property record for 1985 Hamilton St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 2021
Lot Size	0.234 acres (10,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (Nov 2021)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-30-09-424000-004040`

Property Details

APN / Parcel Number

Primary APN	`25-30-09-424000-004040`
Alternative APNs	`093025424000004040` `93025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Living Area
Gross Area	1,599 sqft
1st Floor Area	1,284 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	10,171 sqft (0.234 acres)
Lot Dimensions	138 ft deep x 74 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	315 sqft

Location & Zoning

Street Address	1985 HAMILTON ST
City	BARTOW
State	FL
Zip	33830-6020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	HAMILTONS ADD PB 32 PG 13 BLK 4 LOT 4 & PT OF LOT 5 MORE PART DESC AS: COMM NE COR OF BLK 4 LOT 6 RUN S89-40-05W 73.94 FT TO POB RUN S00-09-11E 138 FT TO PT ON S LINE OF SAID LOT 5 S89-39-57W 73.67 FT TO SW COR OF SAID LOT 4 N00-15-42W ALONG W LINE O
Legal Range	25E
Legal Township	30S
Legal Section	09
Legal Subdivision	HAMILTONS ADDITION
Legal Tract	424000
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2025
Census Tract	15200

Owner

Source: Polk County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1985 HAMILTON ST, BARTOW, FL 33830-6020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NATIONAL ASSOCIATION
Nov 20, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 21, 2020	Warranty Deed, Transfer SWAN CITY TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2021 · Amount on Record
Deed Sale	Nov 20, 2021 · Amount on Record
Prior Sale	Dec 21, 2020 · Amount on Record
Deed Document Number	2021305342
Deed Book / Page	11994 / 1493
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1985 HAMILTON ST, BARTOW, FL 33830-6020
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E MAIN ST 194, 194, LAKELAND, FL 33801-4655

Mortgage

Document Number	0000158603
Date	Jun 18, 2021
Book Page	11766/1375
Instrument	2021158603

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 20, 2021
Property Address	1985 HAMILTON ST, BARTOW, FL 33830-6020
Document Number	0000305342
Book / Page	11994 / 1493
Map Reference	MB 32 PG 13
Instrument Date	Nov 5, 2021
Instrument	2021305342
Transaction Type	Transfer
Record Updated	Feb 23, 2023
Title Company	GOLDEN RULE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E MAIN ST # 194, 194, LAKELAND, FL 33801-4655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 HAMILTON ST, BARTOW, FL 33830-6020

Mortgage

Document Number	0119941495
Date	Nov 20, 2021
Instrument	11994/1495

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000305344
Date	Nov 20, 2021
Book Page	11994/1508
Instrument	2021305344

Lender

Name	BARTOW COMMUNITY REDEVELOPMENT AGENCY
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 21, 2020
Property Address	1985 HAMILTON ST, BARTOW, FL 33830-6020
Document Number	0115031311
Book / Page	011503 / 001311
Instrument Date	Nov 25, 2020
Instrument	275352
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	SWAN CITY TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$68.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 LONE PALM DR LAKELAND FL 338153409, LAKELAND, FL 33815-3409

Tax Assessment & Valuation

Source: Polk County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 (-5.79%)	$167,904 (+2%)	$196,162 (+40.2%) Land $9,620 Building $186,542
2024	$3,405.00 (+17.74%)
2023	$2,892.00 (+21.77%)	$139,916 (+10.91%) Land $9,235 Building $130,681	$139,916 (+10.91%) Land $9,235 Building $130,681
2022	$2,375.00	$126,149 Land $7,696 Building $118,453	$126,149 Land $7,696 Building $118,453

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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