1985 Gillespie Way, El Cajon, CA 92020 Property Records

San Diego County property record for 1985 Gillespie Way, El Cajon, CA 92020

Property Summary

Property TypeLight Industrial
Details8,490 sqft · built 2000
Lot Size2.2 acres (95,832 sqft)
Owner2 Company Names on File
Tax Bill$81,074 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN760-230-28-00

Property Details

APN / Parcel Number

Primary APN760-230-28-00

Interior

Building Area8,490 sqft Total Area
Gross Area28,490 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area95,832 sqft

Location & Zoning

Street Address1985 GILLESPIE WAY
CityEL CAJON
StateCA
Zip92020-1097
Property CategoryIndustrial
Property TypeIndustrial > Light Industrial
Local Zoning CodeM
Legal DescriptionGILLESPIE FIELD CONTRACT#75096R IN LOT 13 MAP 12943 IN TR PUBLIC LAND
Legal SubdivisionCUYAMACA WEST
Legal Tract75096
Legal Block2
Legal Lot Number13
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address10775 SCRIPPS POWAY PKWY, SAN DIEGO, CA 92131-3924
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2021Deed of Trust, Mortgage · Unknown
BANNER BANK
Aug 11, 2021Deed of Trust, Mortgage · Commercial Mortgage
BANNER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1985 GILLESPIE WAY, EL CAJON, CA 92020-1097
Transaction TypeMortgage
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address7775 ARJONS DR, SAN DIEGO, CA 92126-4366

Mortgage

Document Number0000863792
DateDec 23, 2021
Instrument2021-0863792
Lender
NameBANNER BANK
TypeBank
AddressBOTHELL, WA 98011
Agreement
TypeUnknown
AmountAmount on Record

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1985 GILLESPIE WAY, EL CAJON, CA 92020-1097
Transaction TypeMortgage
Record UpdatedAug 23, 2021
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMER TTL INS CO NCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address7775 ARJONS DR, SAN DIEGO, CA 92126-4366

Mortgage

Document Number0000572664
DateAug 11, 2021
Instrument2021-0572664
Lender
NameBANNER BANK
TypeBank
AddressBOTHELL, WA 98011
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,868,030 (+2%) Land $2,056,620 Building $4,811,410
2025$81,074.00 (+3.33%)$6,733,364 (+4.04%) Land $2,016,295 Building $4,717,069
2023$78,464.00 (+2.04%)$6,471,900 Land $1,938,000 Building $4,533,900
2022$76,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

Nearby Properties on Gillespie Way

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