1985 Ellen St, Dubuque, IA 52002 Property Records

Dubuque County property record for 1985 Ellen St, Dubuque, IA 52002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft · built 1971
Lot Size	0.157 acres (6,825 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (May 2023)
Tax Bill	$3,242 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-21-331-017`

Property Details

APN / Parcel Number

Primary APN	`10-21-331-017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	906 sqft
Basement Area	270 sqft
Finished Basement	452 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Foyer
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,825 sqft (0.157 acres)
Lot Dimensions	105 ft deep x 65 ft wide
Deck Area	Deck Area
Patio Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1985 ELLEN ST
City	DUBUQUE
State	IA
Zip	52002-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 43 BLK 3 SUNSET PARK SUB #3
Legal Range	02E
Legal Township	89N
Legal Section	21
Legal Subdivision	KENNEDY
Legal Block	3
Legal Lot Number	43
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1004
Census Tract	1205

Owner

Source: Dubuque County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1985 ELLEN ST, DUBUQUE, IA 52002-3726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION
May 9, 2023	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	20234173
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Apr 9, 2026
Property Address	1985 ELLEN ST, DUBUQUE, IA 52002-3726
Document Number	0000003469
Instrument Date	Apr 8, 2026
Instrument	20263469
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 ELLEN ST, DUBUQUE, IA 52002-3726

Mortgage

Document Number	0000003469,
Date	Apr 9, 2026
Instrument	20263469

Lender

Name	DUPACO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 9, 2023
Property Address	1985 ELLEN ST, DUBUQUE, IA 52002-3726
Document Number	0000004173
Instrument Date	May 1, 2023
Instrument	2023-00004173
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 ELLEN ST, DUBUQUE, IA 52002-3726

Mortgage

Document Number	0000004174
Date	May 9, 2023
Instrument	2023-00004174

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 11, 2020
Property Address	1985 ELLEN ST, DUBUQUE, IA 52002-3726
Document Number	0000011757
Instrument Date	Aug 4, 2020
Instrument	2020-00011757
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 ELLEN ST, DUBUQUE, IA 52002-3726

Mortgage

Document Number	0000011758
Date	Aug 11, 2020
Instrument	2020-00011758

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,242.00	$246,400 (+9.32%) Land $38,100 Building $208,300	$246,400 (+9.32%) Land $38,100 Building $208,300
2024	$3,242.00 (+8.72%)
2023		$225,400 (+23.97%) Land $33,200 Building $192,200	$225,400 (+23.97%) Land $33,200 Building $192,200
2022	$2,982.00 Homeowner's exemption	$181,820 Land $29,840 Building $151,980
2021			$181,820 Land $29,840 Building $151,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1999 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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