1985 E Buffalo Cir, Robbinsville, NC 28771 Property Records

Graham County property record for 1985 E Buffalo Cir, Robbinsville, NC 28771

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 916 sqft · built 2009
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Jul 2026)
Tax Bill	$3,256 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`5652-00-02-0092-P 4`

Property Details

APN / Parcel Number

Primary APN	`5652-00-02-0092-P 4`
Alternative APN	`155894018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	916 sqft Heated Area
Gross Area	2,596 sqft
1st Floor Area	916 sqft
Basement Area	916 sqft
Unfinished Basement	916 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	8,276 sqft (0.19 acres)

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	548 sqft
Patio Area	548 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155894018
Street Address	1985 E BUFFALO CIR
City	ROBBINSVILLE
State	NC
Zip	28771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR W T PHILLIPS & ETALS
Jurisdiction	GRAHAM NC
Township / Civil Division	CHEOAH
Census Block Group	1
Census Block	1128
Census Tract	920100

Owner

1985 E Buffalo Cir is owned by two individuals who bought it in July 2026.

Source: Graham County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6039 HOLLOW VIEW LN, KNOXVILLE, TN 37924-1675
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Jul 13, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Deed Document Number	202679444
Deed Book / Page	435 / 692
Prior Transfer Date	Jul 17, 2026
Prior Transfer Doc	0000079444
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	Jul 20, 2026
Property Address	1985 E BUFFALO CIR, ROBBINSVILLE, NC 28771
Document Number	0000079444
Book / Page	435 / 692
Instrument Date	Jul 17, 2026
Instrument	202679444
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92,415.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6039 HOLLOW VIEW LN, KNOXVILLE, TN 37924-1675

Mortgage

Document Number	0000079445,
Date	Jul 20, 2026
Instrument	202679445

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAHAM NC
Recording Date	Jul 13, 2026
Property Address	1985 E BUFFALO CIR, ROBBINSVILLE, NC 28771
Document Number	0000079407
Book / Page	435 / 484
Instrument Date	Jul 13, 2026
Instrument	202679407
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1674 E BUFFALO CIR, ROBBINSVILLE, NC 28771-6994

Tax Assessment & Valuation

The 2026 property tax bill for 1985 E Buffalo Cir was $3,256, up 10.2% from the year before.

Source: Graham County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Graham County
Unified School District	Graham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,256.00 (+10.19%)	$500,980 (-) Land $228,000 Building $272,980	$500,980 (-) Land $228,000 Building $272,980
2025	$2,955.00	$500,980 Land $228,000 Building $272,980	$500,980 Land $228,000 Building $272,980
2023	$2,955.00	$500,980 Land $228,000 Building $272,980	$500,980 Land $228,000 Building $272,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1985 E Buffalo Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1985 E Buffalo Cir is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 88% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSS CREEK S/D private · serves 117 people · EPA ID NC0138107
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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