1985 E 4th St, Sanford, FL 32771 Property Records

Seminole County property record for 1985 E 4th St, Sanford, FL 32771

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,015 sqft · built 1995
Lot Size	0.588 acres (25,650 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Oct 2015)
Tax Bill	$2,472 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-19-31-523-0000-0090`

Property Details

APN / Parcel Number

Primary APN	`30-19-31-523-0000-0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,015 sqft Living Area
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,650 sqft (0.588 acres)
Lot Dimensions	190 ft deep x 135 ft wide
Garage Area	825 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1985 E 4TH ST
City	SANFORD
State	FL
Zip	32771-1525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 AMENDED PLAT OF MONROE TERRACE PB 9 PG 40
Legal Range	31E
Legal Township	19S
Legal Section	30
Legal Subdivision	MONROE TERRACE AMENDED PLAT
Legal Tract	523
Legal Lot Number	9
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	2
Census Block	2009
Census Tract	20201

Owner

Source: Seminole County records · APN 30-19-31-523-0000-0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1985 E 4TH ST, SANFORD, FL 32771-1525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Prior Sale	Nov 25, 2014
Deed Document Number	2015120058
Deed Book / Page	08574 / 0855
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	1985 E 4TH ST, SANFORD, FL 32771-1525
Transaction Type	Mortgage
Record Updated	Feb 01, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 E 4TH ST, SANFORD, FL 32771-1525

Mortgage

Document Number	0101491238
Date	Jan 19, 2022
Book Page	10149/1238
Instrument	2022007707

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,472.00 (-0.24%) Homeowner's exemption	$215,373 (+5.99%)	$477,817 (+10.65%) Land $197,438 Building $280,379
2023	$2,478.00 (+2.78%) Homeowner's exemption	$203,207 (+3%)	$431,823 (-2.11%) Land $189,540 Building $242,283
2022	$2,411.00 Homeowner's exemption	$197,288	$441,117 Land $157,950 Building $283,167

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 27, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	18 (1994–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Aug 2025 · river or lake flooding
Claims by Event	Hurricane Ian, Oct 2022 · 7 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Fay, Aug 2008 · 4 claims

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 187 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.