1985 Covington St, Rapid City, SD 57703 Property Records

Pennington County property record for 1985 Covington St, Rapid City, SD 57703

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,200 sqft · built 1959
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$158,000 (Aug 2017)
Tax Bill$2,773 (2025)
Deeds & MortgagesMay 2015 Mortgage
Flood ZoneZone D (undetermined)
APN38-10-127-011

Property Details

APN / Parcel Number

Primary APN38-10-127-011
Alternative APN
  • 9475

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area1,200 sqft Living Area
Basement Area1,200 sqft
Finished Basement1,200 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Lot Area8,712 sqft (0.2 acres)
PorchCovered Porch
Deck Area90 sqft

Location & Zoning

Account Number9475
Street Address1985 COVINGTON ST
CityRAPID CITY
StateSD
Zip57703-6342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWEETBRIAR HEIGHTS, LOT C OF LOT 14 (OF LOT D)
Legal SubdivisionSWEETBRIAR HEIGHTS
Legal Lot Number14C
JurisdictionPENNINGTON SD
Township / Civil DivisionCENTRAL PENNINGTON
Census Block Group2
Census Block2000
Census Tract10906

Owner

1985 Covington St is owned and occupied by two individuals who bought it in August 2017.

Source: Pennington County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address1985 COVINGTON ST, RAPID CITY, SD 57703-6342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on File
Deed SaleAug 3, 2017 · Amount on File
Record UpdatedOct 29, 2026

May 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENNINGTON SD
Property Address1985 COVINGTON ST, RAPID CITY, SD 57703-6342
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA201505769
DateMay 7, 2015
InstrumentA201505769
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term396 Months
DueMay 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1985 Covington St was $2,773.

Source: Pennington County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyPennington County
Unified School DistrictRapid City School District 51-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$275,100 (-) Land $57,600 Building $217,500
2025$2,773.00$275,100 Land $57,600 Building $217,500
2023$2,551.00 (-5.41%)$241,100 Land $48,000 Building $193,100
2022$2,697.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1985 Covington St in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1997)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1985 Covington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 85% of South Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAPID VALLEY SANITARY DISTRICT
serves 11,408 people · EPA ID SD4600274
Water SourceSurface water
Last State InspectionMay 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30

May also be available: Verizon.

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