Albemarle County property record for 1985 Cottage Ln, Charlottesville, VA 22902
| Property Type | Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 1,259 sqft |
| Lot Size | 3.38 acres (147,233 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,000 (Jun 2021) |
| Tax Bill | $1,005 (2026) |
| Deeds & Mortgages | Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09200-00-00-035A0 |
| Primary APN | 09200-00-00-035A0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,259 sqft Finished Area |
| Architectural Style | Other |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 147,233 sqft (3.38 acres) |
| Porch | Porch |
| Porch Area | 105 sqft |
| Heating Fuel | Oil |
|---|
| Street Address | 1985 COTTAGE LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-7576 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | RURAL AREA |
| Legal Description | ACREAGE |
| Legal Subdivision | SADDLEWOOD FARMS |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 10402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Southern Albemarle Rural Historic District listed 2007 · 1,869 contributing resources · NRIS 07001236 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2124 WENTWORTH FARM, CHARLOTTESVILLE, VA 22902-7586 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2021 · Amount on File |
| Deed Sale | Jun 3, 2021 · Amount on File |
| Deed Document Number | 20219822 |
| Deed Book / Page | 5551 / 5 |
| Prior Transfer Date | Dec 10, 2008 |
| Prior Transfer Doc | 3670/494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 3, 2021 |
| Property Address | 1985 COTTAGE LN, CHARLOTTESVILLE, VA 22902-7576 |
| Document Number | 00005551/5 |
| Book / Page | 5551 / 5 |
| Map Reference | MB 478 PG 518 |
| Instrument Date | Jun 3, 2021 |
| Instrument | 2021-00009822 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $94.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2124 WENTWORTH FARM, CHARLOTTESVILLE, VA 22902-7586 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,005.00 (+2.24%) | $112,400 (+4.27%) Land $112,400 | $112,400 (+4.27%) Land $112,400 |
| 2025 | $983.00 (+6.85%) | ||
| 2023 | $920.00 (+13.86%) | $107,800 Land $107,800 | $107,800 Land $107,800 |
| 2022 | $808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1985–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jun 2013 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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