1985 Colby Dr, Forest, VA 24551 Property Records

Bedford County property record for 1985 Colby Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,097 sqft · built 2009
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (May 2023)
Tax Bill	$2,407 (2023)
Deeds & Mortgages	Aug 2020 Refinance May 2023 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`152 17 198`

Property Details

APN / Parcel Number

Primary APN	`152 17 198`
Alternative APNs	`90508024` `499144`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,097 sqft Living Area
Gross Area	5,067 sqft
Attic Area	265 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Deck Area	1,085 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	499144
Street Address	1985 COLBY DR
City	FOREST
State	VA
Zip	24551-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOMERSET MEADOWS SEC 8 LT 198 PB 48/79
Legal Subdivision	SOMERSET MEADOWS
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1004
Census Tract	30202

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1985 COLBY DR, FOREST, VA 24551-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
May 17, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on Record
Deed Sale	May 17, 2023 · Amount on Record
Prior Sale	May 20, 2009
Deed Document Number	23000390
Record Updated	Jun 7, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1985 COLBY DR, FOREST, VA 24551-1822
Transaction Type	Mortgage
Record Updated	Jun 21, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200010013
Date	Aug 31, 2020
Instrument	200010013

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	May 17, 2023
Property Address	1985 COLBY DR, FOREST, VA 24551-1822
Document Number	0230003904
Instrument Date	May 15, 2023
Instrument	230003904
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 COLBY DR, FOREST, VA 24551-1822

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 5, 2017
Property Address	1985 COLBY DR, FOREST, VA 24551-1822
Document Number	0170005131
Instrument Date	May 24, 2017
Instrument	170005131
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 COLBY DR, FOREST, VA 24551-1822

Mortgage

Document Number	0170005132
Date	Jun 5, 2017
Instrument	170005132

Lender

Name	BRANCH BANKING & TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,407.00 Additional exemption filed	$293,550	$587,100 Land $70,000 Building $517,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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