1985 Cedar Crest Dr, Merced, CA 95340 Property Records

Merced County property record for 1985 Cedar Crest Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,981 sqft · built 1972
Lot Size	0.176 acres (7,697 sqft)
Owner	Individual on Record
Last Sale	$440,000 (Jun 2023)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`008-200-016-000`

Property Details

APN / Parcel Number

Primary APN	`008-200-016-000`
Alternative APN	`008200016`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,981 sqft Living Area
Gross Area	2,422 sqft
1st Floor Area	1,981 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	7,697 sqft (0.176 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	53 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	008200016
Street Address	1985 CEDAR CREST DR
City	MERCED
State	CA
Zip	95340-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W BEAR CR N #1 LOT #21
Legal Subdivision	WAINWRIGHTS BEAR CRK NORTH 01
Legal Lot Number	21
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4010
Census Tract	1200

Owner

Source: Merced County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 7, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2023 · Amount on Record
Deed Sale	Jun 9, 2023 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	2023013052
Record Updated	Jun 7, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 9, 2023
Property Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729
Document Number	0000013052
Map Reference	MB 19 PG 18&19
Instrument Date	Jun 8, 2023
Instrument	2023013052
Transaction Type	Transfer
Record Updated	Jul 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729

Mortgage

Document Number	0000013053
Date	Jun 9, 2023
Instrument	2023013053

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729

Mortgage

Document Number	0000005397
Date	Mar 10, 2023
Instrument	2023005397

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729

Mortgage

Document Number	0000033921
Date	Aug 2, 2021
Instrument	2021033921

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	May 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729
Document Number	0000009558
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1985 CEDAR CREST DR MERCED CA 953402729, MERCED, CA 95340-2729

Mortgage

Document Number	0000009558
Date	Mar 20, 2020
Instrument	9558

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 19, 2040

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 7, 2017
Property Address	1985 CEDAR CREST DR, MERCED, CA 95340-2729
Document Number	0000036865
Instrument Date	Oct 30, 2017
Instrument	36865
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	33300 MISSION BLVD #51 UNION CITY CA 945871445, 51, UNION CITY, CA 94587-1445

Mortgage

Document Number	36866
Date	Nov 7, 2017
Instrument	36866

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 6, 2047

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,006.00 (+56%) Homeowner's exemption	$457,776 (+53.89%) Land $109,242 Building $348,534
2023	$3,209.00 (+1.36%)	$297,468 Land $49,213 Building $248,255
2022	$3,166.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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