Osceola County property record for 1985 Bradley Dr, Saint Cloud, FL 34771 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 928 sqft · built 1966 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Company Name on File |
| Last Sale | $143,000 (Dec 2022) |
| Tax Bill | $2,960 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-31-5330-000A-0093 |
| Primary APN | 09-26-31-5330-000A-0093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 928 sqft Living Area |
| Gross Area | 1,000 sqft |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,706 sqft (0.131 acres) |
| Lot Dimensions | 95 ft deep x 60 ft wide |
| Porch | Florida Room |
| Porch Area | 256 sqft |
| Utility Building | 100 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1985 BRADLEY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKE RANCHE PB 1 PG 406 BLK A BEG 250 FT S & 171.65 FT E OF NW COR OF LOT 9, RUN E TO EASTERN BNDY LINE OF LOT 9, S 60 FT, W TO A PT 60 FT DUE S OF POB, N 60 FT TO POB |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 09 |
| Legal Subdivision | TWIN LAKES RANCHETTES |
| Legal Tract | 5330 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 43700 |
Source: Osceola County records · APN 09-26-31-5330-000A-0093
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5536 LAKE LIZZIE DR, SAINT CLOUD, FL 34771-8504 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC |
| Dec 27, 2022 | Warranty Deed, Transfer A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Prior Sale | Apr 10, 2015 · Amount on Record |
| Deed Document Number | 2022183954 |
| Deed Book / Page | 6335 / 630 |
| Last Transfer Date | May 10, 2024 |
| Transfer Doc | 0066032855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 24, 2026 |
| Property Address | 1985 BRADLEY DR, SAINT CLOUD, FL 34771-8534 |
| Document Number | 0069281105 |
| Book / Page | 6928 / 1105 |
| Map Reference | MB 1 PG 406 |
| Instrument Date | Dec 24, 2025 |
| Instrument | 2026025911 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2026 |
| Title Company | TOP NOTCH TITLE LLC, TOP NOTCH TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5536 LAKE LIZZIE DR, SAINT CLOUD, FL 34771-8504 |
| Name | Verified Name |
|---|---|
| Address | 5536 LAKE LIZZIE DR, SAINT CLOUD, FL 34771-8504 |
| Document Number | 0069281107 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 6928/1107 |
| Name | A&D MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 1985 BRADLEY DR, SAINT CLOUD, FL 34771-8534 |
| Document Number | 0063350630 |
| Book / Page | 6335 / 630 |
| Instrument Date | Dec 21, 2022 |
| Instrument | 2022183954 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2023 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,001.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2930 CANOE CIR, SAINT CLOUD, FL 34772-8707 |
| Name | Verified Name |
|---|---|
| Address | 5536 LAKE LIZZIE DR, SAINT CLOUD, FL 34771-8504 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,960.00 (+9.83%) | $165,700 (+25.25%) Land $42,500 Building $123,200 | $165,700 (+25.25%) Land $42,500 Building $123,200 |
| 2024 | $2,695.00 (+9.15%) | ||
| 2023 | $2,469.00 (+24.51%) | $132,300 (+10.53%) Land $25,500 Building $106,800 | $132,300 (+10.53%) Land $25,500 Building $106,800 |
| 2022 | $1,983.00 | $119,700 Land $25,500 Building $94,200 | $119,700 Land $25,500 Building $94,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 79 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force 70 of 79 on primary residences |
| Nearby Flood Claims | 5 (1994–2017) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2017, river or lake flooding, Hurricane Irma |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 448 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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