1985 Bending Oak Way, Chico, CA 95928 Property Records

Butte County property record for 1985 Bending Oak Way, Chico, CA 95928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 1998
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Dec 2020)
Tax Bill	$4,748 (2025)
Deeds & Mortgages	Nov 2023 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-520-040-000`

Property Details

APN / Parcel Number

Primary APN	`002-520-040-000`
Alternative APN	`002-520-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Modern
Construction Type	Wood
Lot Area	4,356 sqft (0.1 acres)
Garage Type	Attached
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	002-520-040
Street Address	1985 BENDING OAK WAY
City	CHICO
State	CA
Zip	95928-7321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 HERITAGE OAK SUB
Legal Subdivision	HERITAGE OAK
Legal Lot Number	40
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	3
Census Block	3006
Census Tract	903

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1985 BENDING OAK WAY, CHICO, CA 95928-7321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Intrafamily Transfer, Transfer
Dec 8, 2020	Grant Deed, Transfer · Conventional Mortgage GUILD MTG
May 29, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	Nov 16, 1998 · Amount on Record
Deed Document Number	202051055
Last Transfer Date	Nov 20, 2023
Transfer Doc	0000031062
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Nov 22, 2023
Property Address	1985 BENDING OAK WAY, CHICO, CA 95928-7321
Document Number	0000031062
Map Reference	MB 138 PG 41-44
Instrument Date	Nov 20, 2023
Instrument	2023-0031062
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1985 BENDING OAK WAY, CHICO, CA 95928-7321

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Dec 8, 2020
Property Address	1985 BENDING OAK WAY, CHICO, CA 95928-7321
Document Number	0000051055
Instrument Date	Nov 18, 2020
Instrument	51055
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	RIO VALLEY TITLE, MID VALLEY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1985 BENDING OAK WAY CHICO CA 959287321, CHICO, CA 95928-7321

Mortgage

Document Number	51056
Date	Dec 8, 2020
Instrument	51056

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	May 29, 2019
Property Address	1985 BENDING OAK WAY, CHICO, CA 95928-7321
Document Number	0000025924
Instrument Date	May 17, 2019
Instrument	25924
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	30 OAK MANOR CT CHICO CA 959261779, CHICO, CA 95926-1779

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,987 (+2%) Land $171,131 Building $231,856
2025	$4,748.00 (+6.58%) Homeowner's exemption	$395,086 (+4.04%) Land $167,776 Building $227,310
2024	$4,455.00 (+1.95%)		$409,230
2023	$4,370.00 (+0.81%) Homeowner's exemption	$379,746 Land $161,262 Building $218,484
2022	$4,335.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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