1985 Amhurst Ct, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1985 Amhurst Ct, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,806 sqft · built 2021
Lot Size	0.543 acres (23,653 sqft)
Owner	2 Individual Names on Record
Last Sale	$501,000 (Jul 2021)
Tax Bill	$2,949 (2024)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-25100-0230`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-25100-0230`
Alternative APN	`S262181920251000230`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,806 sqft Living Area
Gross Area	3,980 sqft
1st Floor Area	2,806 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Wood Shingle
Lot Area	23,653 sqft (0.543 acres)
Garage Type	Attached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1985 AMHURST CT
City	NAVARRE
State	FL
Zip	32566-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 23 BLK 251 AS DES IN OR 4146 PG 1072
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	251
Legal Lot Number	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2027
Census Tract	10821

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1985 AMHURST CT, NAVARRE, FL 32566-7655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Nov 12, 2020	Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK
Jul 9, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage TRIDENT HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on Record
Deed Sale	Jul 9, 2021 · Amount on Record
Prior Sale	Nov 1, 2019 · Amount on Record
Deed Document Number	202146330
Deed Book / Page	4146 / 1072
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1985 AMHURST CT, NAVARRE, FL 32566-7655
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 AMHURST CT, NAVARRE, FL 32566-7655

Mortgage

Document Number	0046701473
Date	Oct 20, 2025
Book Page	4670/1473
Instrument	202549295

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1985 AMHURST CT, NAVARRE, FL 32566-7655
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8173 E BAY BLVD A, A, NAVARRE, FL 32566-8977

Mortgage

Document Number	0040281834
Date	Nov 12, 2020
Book Page	4028/1834
Instrument	202060435

Lender

Name	WHITNEY BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 9, 2021
Property Address	1985 AMHURST CT, NAVARRE, FL 32566-7655
Document Number	0041461072
Book / Page	4146 / 1072
Map Reference	MB B PG 155
Instrument Date	Jul 9, 2021
Instrument	202146330
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	COTTON LAND TITLE INC, COTTON LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,507.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8173 E BAY BLVD, NAVARRE, FL 32566-8976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 AMHURST CT, NAVARRE, FL 32566-7655

Mortgage

Document Number	0041461073
Date	Jul 9, 2021
Instrument	4146/1073

Lender

Name	TRIDENT HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$483,166 (+2.9%)	$511,808 (+2.37%) Land $75,000 Building $436,808
2024	$2,949.00 (-41.86%) Homeowner's exemption Additional exemption filed	$469,549 (+3%)	$499,974 (+2.75%) Land $75,000 Building $424,974
2023	$5,072.00 (+2.4%) Homeowner's exemption	$455,873 (+3%)	$486,601 (+9.94%) Land $65,000 Building $421,601
2022	$4,953.00 Homeowner's exemption	$442,595	$442,595 Land $50,000 Building $392,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	162 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: LiveOak Fiber.

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