1985 200th St, Independence, IA 50644 Property Records

Buchanan County property record for 1985 200th St, Independence, IA 50644 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,197 sqft · built 2005
Lot Size	1.79 acres (77,972 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0622400016`

Property Details

APN / Parcel Number

Primary APN	`0622400016`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,197 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	77,972 sqft (1.79 acres)
Garage Area	1,032 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1985 200TH ST
City	INDEPENDENCE
State	IA
Zip	50644-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 330.40'E SW COR E 1/2 SE1/4 N300' E300' S300' W TO POB(PARCEL C)
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2020
Census Tract	950200

Owner

Source: Buchanan County records · APN 0622400016

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1985 200TH ST, INDEPENDENCE, IA 50644-9213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	1985 200TH ST, INDEPENDENCE, IA 50644-9213
Transaction Type	Mortgage
Record Updated	Oct 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R03033
Date	Sep 20, 2019
Instrument	2019R03033

Lender

Name	COLLINS COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,630.00 (+3.95%) Homeowner's exemption	$350,940 (+10.95%) Land $48,000 Building $302,940	$350,940 (+10.95%) Land $48,000 Building $302,940
2023	$3,492.00 Homeowner's exemption	$316,300 Land $44,660 Building $271,640	$316,300 Land $44,660 Building $271,640

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199502002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1999–2016)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2016, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Sep 2016 · 2 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 6 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Independence Light and Power	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.