1985 170th Ave, Castro Valley, CA 94546 Property Records

Alameda County property record for 1985 170th Ave, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,405 sqft · built 1946
Lot Size	0.105 acres (4,590 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Nov 2021)
Tax Bill	$14,175 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`80A-219-16`

Property Details

APN / Parcel Number

Primary APN	`80A-219-16`
Alternative APN	`080A-0219-016-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,590 sqft (0.105 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1985 170TH AVE
City	CASTRO VALLEY
State	CA
Zip	94546-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00016 BLK: AR: 080A PAGE: 0219
Legal Subdivision	EL PORTAL
Legal Lot Number	346-A
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3004
Census Tract	430500

Owner

1985 170th Ave is owned and occupied by an individual who bought it in November 2021.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1985 170TH AVE, CASTRO VALLEY, CA 94546-3801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Grant Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA
Apr 6, 2021	Deed of Trust, Mortgage · SBA Mortgage ZB NA
Apr 12, 2019	Grant Deed, Transfer · ARM ROYAL BUSINESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Apr 12, 2019 · Amount on File
Deed Document Number	2021376834
Prior Transfer Date	Jun 21, 1994
Prior Transfer Doc	0000237804
Record Updated	Sep 20, 2026

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 19, 2021
Property Address	1985 170TH AVE, CASTRO VALLEY, CA 94546-3801
Document Number	0000376834
Map Reference	MB 10 PG 91
Instrument Date	Nov 15, 2021
Instrument	2021376834
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 170TH AVE, CASTRO VALLEY, CA 94546-3801

Mortgage

Document Number	0000376835
Date	Nov 19, 2021
Instrument	2021376835

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Mortgage

Document Number	0000376836
Date	Nov 19, 2021
Instrument	2021376836

Lender

Name	FLORIDA CAPITAL BANK NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1985 170TH AVE, CASTRO VALLEY, CA 94546-3801
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1985 170TH AVE, CASTRO VALLEY, CA 94546-3801

Mortgage

Document Number	0000137526
Date	Apr 6, 2021
Instrument	2021137526

Lender

Name	ZB NA
Type	Bank
Address	SACRAMENTO, CA 95833

Agreement

Type	SBA Mortgage
Amount	Amount on Record

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Apr 12, 2019
Property Address	1985 170TH AVE, CASTRO VALLEY, CA 94546-3801
Document Number	0000066914
Map Reference	MB 10 PG 91
Instrument Date	Mar 28, 2019
Instrument	2019066914
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1985 170TH AVE, CASTRO VALLEY, CA 94546-3801

Mortgage

Document Number	0000066915
Date	Apr 12, 2019
Instrument	2019066915

Lender

Name	ROYAL BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90017

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	12%

Tax Assessment & Valuation

The 2025 property tax bill for 1985 170th Ave was $14,175.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	San Lorenzo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,136,540 (+2%) Land $340,962 Building $795,578
2025	$14,175.00	$1,114,260 Land $334,278 Building $779,982
2023	$13,668.00	$1,071,000 Land $321,300 Building $749,700	$838,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1985 170th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1985 170th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 796 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Etheric Networks, GeoLinks, T-Mobile, Unwired, Verizon.

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