19842 Bay Lake Rd, Eustis, FL 32736 Property Records

Lake County property record for 19842 Bay Lake Rd, Eustis, FL 32736

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1983
Owner	Individual Name on Record
Last Sale	$199,000 (Feb 2023)
Tax Bill	$2,533 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-18-27-0100-000-01200`

Property Details

APN / Parcel Number

Primary APN	`29-18-27-0100-000-01200`
Alternative APN	`1242649`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1242649
Street Address	19842 BAY LAKE RD
City	EUSTIS
State	FL
Zip	32736-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDORADO ESTATES LOT 12 PB 15 PG 38 ORB 6089 PG 1695
Legal Subdivision	ELDORADO
Legal Lot Number	12
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	1
Census Block	1018
Census Tract	30203

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	19842 BAY LAKE RD, EUSTIS, FL 32736-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2023 · Amount on Record
Deed Sale	Feb 7, 2023 · Amount on Record
Prior Sale	Jul 30, 2014 · Amount on Record
Deed Document Number	2023014094
Deed Book / Page	6089 / 1695
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 7, 2023
Property Address	19842 BAY LAKE RD, EUSTIS, FL 32736-9401
Document Number	0060891695
Book / Page	6089 / 1695
Map Reference	MB 15 PG 38
Instrument Date	Feb 3, 2023
Instrument	2023014094
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32720 LAKE EUSTIS DR, TAVARES, FL 32778-2094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19842 BAY LAKE RD, EUSTIS, FL 32736-9401

Mortgage

Document Number	0060891697
Date	Feb 7, 2023
Instrument	6089/1697

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,663 (+2.46%) Land $36,000 Building $94,663	$130,663 (+2.46%) Land $36,000 Building $94,663
2024	$2,533.00 (+13.84%)
2023	$2,225.00 (+9.82%)	$127,527 (-)	$127,527 (-) Land $36,000 Building $91,527
2022	$2,026.00	$127,527	$127,527 Land $36,000 Building $91,527

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20