Saginaw County property record for 19840 Gratiot Rd, Merrill, MI 48637
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1972 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $113,000 (Jun 2025) |
| Tax Bill | $1,980 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-12-1-25-3006-700 |
| Primary APN | 17-12-1-25-3006-700 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 20 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 19840 GRATIOT RD |
|---|---|
| City | MERRILL |
| State | MI |
| Zip | 48637-9555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E 100 FT OF W 400 FT OF E 4 ACRES OF THAT PART OF SW 1/4 OF NW 1/4 LYING S OF C&O RR R/W AND THAT PART OF NW 1/4 OF SW 1/4 |
| Legal Range | 01E |
| Legal Township | 12N |
| Legal Section | 25 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | JONESFIELD |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 12200 |
19840 Gratiot Rd is owned by an individual who bought it in June 2025.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15940 S CHAPIN RD, ELSIE, MI 48831-9218 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU |
| Jul 29, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Sep 27, 2001 · Amount on File |
| Deed Document Number | 202515833 |
| Prior Transfer Date | Jul 22, 2022 |
| Prior Transfer Doc | 0000020877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 19840 GRATIOT RD, MERRILL, MI 48637-9555 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1800 W VERNE RD, BURT, MI 48417-9446 |
| Document Number | 0000001078 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 2023001078 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2038 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Jul 29, 2022 |
| Property Address | 19840 GRATIOT RD, MERRILL, MI 48637-9555 |
| Document Number | 0000020877 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 2022020877 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19840 GRATIOT RD, 19840, MERRILL, MI 48637-9555 |
| Name | Verified Name |
|---|---|
| Address | 1800 W VERNE RD, BURT, MI 48417-9446 |
The 2025 property tax bill for 19840 Gratiot Rd was $1,980.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Jonesfield Township |
| Unified School District | Merrill Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,300 | $142,600 | |
| 2025 | $1,980.00 Homeowner's exemption | ||
| 2023 | $50,900 | $101,800 | |
| 2022 | $2,378.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 19840 Gratiot Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19840 Gratiot Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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