1984 Windward Pt, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 1984 Windward Pt, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,198 sqft · built 1994
Lot Size	0.171 acres (7,440 sqft)
Owner	Individual Name on Record
Last Sale	$975,000 (Feb 2022)
Tax Bill	$11,194 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2020 Transfer
Flood Zone	Zone X (moderate risk)
APN	`008-110-028-1`

Property Details

APN / Parcel Number

Primary APN	`008-110-028-1`
Alternative APN	`008-110-028`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	2,198 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	7,440 sqft (0.171 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1984 WINDWARD PT
City	DISCOVERY BAY
State	CA
Zip	94505-9510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T6988 L28
Legal Subdivision	SUBDIVISION 6988
Legal Tract	6988
Legal Lot Number	28
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	1
Census Block	1008
Census Tract	304004

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1984 WINDWARD PT, DISCOVERY BAY, CA 94505-9510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Deed Document Number	202223513
Prior Transfer Date	Jun 30, 2020
Prior Transfer Doc	0000156580
Record Updated	Oct 29, 2026

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 7, 2022
Property Address	1984 WINDWARD PT, DISCOVERY BAY, CA 94505-9510
Document Number	0000023513
Map Reference	MB 317 PG 36
Instrument Date	Jan 28, 2022
Instrument	2022-023513
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1984 WINDWARD PT, DISCOVERY BAY, CA 94505-9510

Mortgage

Document Number	0000023514
Date	Feb 7, 2022
Instrument	2022-023514

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

July 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 30, 2020
Property Address	1984 WINDWARD PT, DISCOVERY BAY, CA 94505-9510
Document Number	0000156579
Instrument Date	Jun 30, 2020
Instrument	156579
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1984 WINDWARD PT DISCOVERY BAY CA 945059510, DISCOVERY BAY, CA 94505-9510

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,055,368 (+2%) Land $519,566 Building $535,802
2025	$11,194.00 (+5.55%) Disabled Person's exemption Veteran's exemption	$1,034,676 (+4.04%) Land $509,379 Building $525,297
2023	$10,605.00 (+62.75%) Disabled Person's exemption Veteran's exemption	$994,500 Land $489,600 Building $504,900
2022	$6,516.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1995)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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