1984 Equestrian Trl, Ramona, CA 92065 Property Records

San Diego County property record for 1984 Equestrian Trl, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,934 sqft · built 1984
Lot Size4.28 acres (186,437 sqft)
OwnerIndividual Name on File
Last Sale$699,000 (Jun 2020)
Tax Bill$8,225 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN283-061-74-00

Property Details

APN / Parcel Number

Primary APN283-061-74-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Building Area2,934 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleConventional
Lot Area186,437 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1984 EQUESTRIAN TRL
CityRAMONA
StateCA
Zip92065-3779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionPAR 1 TR PM12955
Legal SubdivisionPARCEL MAP NO 12955
Legal Tract12955
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group3
Census Block3017
Census Tract20801

Owner

1984 Equestrian Trl is owned and occupied by an individual who acquired it in November 2023.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address1984 EQUESTRIAN TRL, RAMONA, CA 92065-3779
OccupancyOwner Occupied
Owner TypeIndividual
VestingSurviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2023Intrafamily Transfer, Transfer · Line of Credit
FRONTWAVE CU
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 15, 2020Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2020 · Amount on File
Deed SaleJun 15, 2020 · Amount on File
Prior SaleAug 22, 2016 · Amount on File
Deed Document Number2020307210
Last Transfer DateNov 9, 2023
Transfer Doc0000319502
Record UpdatedOct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 16, 2023
Property Address1984 EQUESTRIAN TRL, RAMONA, CA 92065-3779
Document Number0000319502
Map ReferenceFILE 83-370404
Instrument DateNov 9, 2023
Instrument2023-0319502
Transaction TypeTransfer
Record UpdatedDec 6, 2023
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1984 EQUESTRIAN TRL, RAMONA, CA 92065-3779

Mortgage

Document Number0000319503
DateNov 16, 2023
Instrument2023-0319503
Lender
NameFRONTWAVE CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 24, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1984 EQUESTRIAN TRL, RAMONA, CA 92065-3779
Transaction TypeMortgage
Record UpdatedAug 4, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1984 EQUESTRIAN TRL, RAMONA, CA 92065-3779

Mortgage

Document Number0000530272
DateJul 26, 2021
Instrument2021-0530272
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 15, 2020
Property Address1984 EQUESTRIAN TRL, RAMONA, CA 92065-3779
Document Number0000307210
Map ReferenceFILE 83-370404
Instrument DateJun 1, 2020
Instrument2020-0307210
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1984 EQUESTRIAN TRL, RAMONA, CA 92065-3779

Mortgage

Document Number0000307211
DateJun 15, 2020
Instrument2020-0307211
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1984 Equestrian Trl was $8,225.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$886,842 (+16.01%) Land $209,923 Building $676,919
2025$8,225.00$764,454 Land $205,807 Building $558,647
2023$7,777.00 (-1.39%) Homeowner's exemption$734,771 Land $197,816 Building $536,955
2022$7,887.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1984 Equestrian Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1984 Equestrian Trl is high, ranking above 88% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 88% of the US · above 69% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100

May also be available: AT&T, T-Mobile.

Nearby Properties on Equestrian Trl

Nearby Streets

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