1984 E Snug Harbor Dr, Gloucester, VA 23061 Property Records

Gloucester County property record for 1984 E Snug Harbor Dr, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,150 sqft · built 1987
Lot Size	0.585 acres (25,483 sqft)
Owner	Company Name on Record
Tax Bill	$3,684 (2026)
Deeds & Mortgages	Jul 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`32453`

Property Details

APN / Parcel Number

Primary APN	`32453`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,150 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,483 sqft (0.585 acres)
Garage Area	484 sqft
Pool Area	822 sqft
Porch	Slab
Deck Area	1,167 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	E SNUG HARBOR DR
City	GLOUCESTER
State	VA
Zip	23061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	SNUG HBR ANNEX SEC 2 BK A LT 6 SNUG HARBOR CANAL
Legal Subdivision	PLAT: PB10 56
Legal Lot Number	6
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1057
Census Tract	100500

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 355, BENA, VA 23018-0355
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 26, 2011
Transfer Doc	0000000595
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	E SNUG HARBOR DR, GLOUCESTER, VA 23061
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230002832
Date	Jul 26, 2023
Instrument	230002832

Lender

Name	TOWNEBANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	420 Months
Due	Jul 18, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,684.00 (+13.35%)	$621,260 (+19.26%) Land $108,940 Building $512,320	$621,260 (+19.26%) Land $108,940 Building $512,320
2025	$3,250.00 (+5.21%)	$520,910 (-) Land $99,030 Building $421,880	$520,910 (-) Land $99,030 Building $421,880
2024	$3,089.00	$520,910 (-) Land $99,030 Building $421,880	$520,910 (-) Land $99,030 Building $421,880
2023	$3,089.00 (-4.34%)	$520,910 (+18.54%) Land $99,030 Building $421,880	$520,910 (+18.54%) Land $99,030 Building $421,880
2022	$3,229.00	$439,450 Land $104,200 Building $335,250	$439,450 Land $104,200 Building $335,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20