19839 Charters Ave, Saratoga, CA 95070 Property Records

Santa Clara County property record for 19839 Charters Ave, Saratoga, CA 95070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,518 sqft · built 1964
Lot Size	0.346 acres (15,074 sqft)
Owner	Trust Name on File
Last Sale	$1,724,750 (Aug 2011)
Tax Bill	$25,697 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`393-14-011`

Property Details

APN / Parcel Number

Primary APN	`393-14-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,518 sqft Living Area
1st Floor Area	2,518 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	15,074 sqft (0.346 acres)
Lot Dimensions	124 ft deep x 120 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19839 CHARTERS AVE
City	SARATOGA
State	CA
Zip	95070-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R112
Legal Description	TRACT 3036 BOOK 158 PAGE 15 LOT 7
Legal Subdivision	TRACT #3036
Legal Tract	3036
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4004
Census Tract	507500

Owner

19839 Charters Ave is owner-occupied and held in a trust since September 2020.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	19839 CHARTERS AVE, SARATOGA, CA 95070-4409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 8, 2020	Quit Claim Deed, Transfer AMROCK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2011 · Amount on File
Deed Sale	Aug 23, 2011 · Amount on File
Deed Document Number	201121285995
Last Transfer Date	Sep 14, 2020
Transfer Doc	0024647845
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	19839 CHARTERS AVE, SARATOGA, CA 95070-4409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023841084
Date	Jan 3, 2018
Instrument	23841084

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 8, 2020
Property Address	19839 CHARTERS AVE, SARATOGA, CA 95070-4409
Document Number	0024647843
Map Reference	MB 158 PG 15
Instrument Date	Sep 14, 2020
Instrument	24647843
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	AMROCK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19839 CHARTERS AVE, SARATOGA, CA 95070-4409

Mortgage

Document Number	0024647844
Date	Oct 8, 2020
Instrument	24647844

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 8, 2020
Property Address	19839 CHARTERS AVE, SARATOGA, CA 95070-4409
Document Number	0024647845
Instrument Date	Sep 14, 2020
Instrument	24647845
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	19839 CHARTERS AVE SARATOGA CA 950704409, SARATOGA, CA 95070-4409

Tax Assessment & Valuation

The 2025 property tax bill for 19839 Charters Ave was $25,697 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Saratoga City
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)
Elementary School District	Saratoga Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,210,018 (+2%) Land $1,657,454 Building $552,564
2025	$25,697.00 Homeowner's exemption	$2,166,685 Land $1,624,955 Building $541,730
2023	$25,199.00 (+2.05%) Homeowner's exemption	$2,082,552 Land $1,561,857 Building $520,695
2022	$24,692.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19839 Charters Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19839 Charters Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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