Greenup County property record for 19838 State Rte 784, Garrison, KY 41141
| Property Type | Rural Home |
|---|---|
| Details | 990 sqft |
| Lot Size | 10.7 acres (468,830 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,184 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-00-00-002.02 |
| Primary APN | 011-00-00-002.02 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 990 sqft Living Area |
| Exterior Material | Brick |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 468,830 sqft (10.7 acres) |
| Garage Type | Mixed |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Account Number | 47388 |
|---|---|
| Street Address | 19838 STATE ROUTE 784 |
| City | GARRISON |
| State | KY |
| Zip | 41141-8787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | THREE PRONG 224 X 138 TR |
| Jurisdiction | GREENUP KY |
| Township / Civil Division | TYGARTS VALLEY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 40700 |
19838 State Rte 784, a rural home, is owned and occupied by two individuals.
Source: Greenup County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19838 STATE ROUTE 784, GARRISON, KY 41141-8787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENUP KY |
| Recording Date | May 26, 2026 |
| Property Address | 19838 STATE ROUTE 784, GARRISON, KY 41141-8787 |
| Document Number | 0000693508 |
| Book / Page | 1113 / 135 |
| Instrument Date | May 21, 2026 |
| Instrument | 2026693508 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000693508, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 1113/135 |
| Instrument | 2026693508 |
| Name | FIRST NATIONAL BANK OF LAYTON |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | May 21, 2027 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 19838 State Rte 784 was $1,184.
Source: Greenup County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Greenup County |
| Unified School District | Greenup County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184.00 | $44,208 Land $15,000 Building $29,208 | $44,208 Land $15,000 Building $29,208 |
| 2023 | $1,147.00 | $33,448 Land $10,000 Building $23,448 | $33,448 Land $10,000 Building $23,448 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19838 State Rte 784 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1997–2010) |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19838 State Rte 784 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
No cell data coverage reported
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