19837 Bowers Ln, Broadway, VA 22815 Property Records

Rockingham County property record for 19837 Bowers Ln, Broadway, VA 22815

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,366 sqft · built 1992
Lot Size	17.8 acres (775,368 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Apr 2019)
Tax Bill	$3,176 (2026)
Deeds & Mortgages	Apr 2019 Line of Credit Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-(A)-L15A`

Property Details

APN / Parcel Number

Primary APN	`28-(A)-L15A`
Alternative APNs	`R28802` `28802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	5,126 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Unfinished Basement	57 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	775,368 sqft (17.8 acres)
Driveway	Gravel Driveway
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R28802
Street Address	19837 BOWERS LN
City	BROADWAY
State	VA
Zip	22815-2114
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A2
Legal Description	NORTH MT
Legal Subdivision	NORTH MT
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	PLAINS
Census Block Group	3
Census Block	3030
Census Tract	11000

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19837 BOWERS LN, BROADWAY, VA 22815-2114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 1, 2019	Deed, Transfer · Conventional Mortgage US BANK NA
Nov 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	20198292
Deed Book / Page	5101 / 625
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	5065/717
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	19837 BOWERS LN, BROADWAY, VA 22815-2114
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	US BANK NATIONAL ASSOCIATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5101/648
Date	Apr 1, 2019
Book Page	5101/648
Instrument	2019-08294

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.89%
Change Frequency	Monthly

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Apr 1, 2019
Property Address	19837 BOWERS LN, BROADWAY, VA 22815-2114
Document Number	5101/625
Book / Page	5101 / 625
Map Reference	DD 620 PG 694
Instrument Date	Mar 20, 2019
Instrument	2019-08292
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19837 BOWERS LN, BROADWAY, VA 22815-2114

Mortgage

Document Number	201908293
Date	Apr 1, 2019
Instrument	2019-08293

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Nov 27, 2018
Property Address	19837 BOWERS LN, BROADWAY, VA 22815-2114
Document Number	5065/717
Book / Page	5065 / 717
Instrument Date	Nov 16, 2018
Instrument	2018-30487
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	19837 BOWERS LN, BROADWAY, VA 22815-2114

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,176.00 (+10.16%)	$481,280 (+13.48%) Land $133,200 Building $348,080	$481,280 (+13.48%) Land $133,200 Building $348,080
2025	$2,883.00	$424,100 Land $88,800 Building $335,300
2022			$424,100 Land $88,800 Building $335,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1996–2001)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2001 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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