Harris County property record for 19835 River Rock Dr, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,844 sqft · built 1992 |
| Lot Size | 0.211 acres (9,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $396,060 (Dec 2025) |
| Tax Bill | $1,321 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Dec 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-375-019-0018 |
| Primary APN | 117-375-019-0018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,844 sqft Living Area |
| 1st Floor Area | 1,422 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,200 sqft (0.211 acres) |
| View / Lot | Neighborhood |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 331 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1173750190018 |
|---|---|
| Street Address | 19835 RIVER ROCK DR |
| City | KATY |
| State | TX |
| Zip | 77449-6155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 18 BLK 19 ESTATES OF HIGHLAND CREEK |
| Legal Subdivision | ESTATES OF HIGHLAND CREEK |
| Legal Block | 19 |
| Legal Lot Number | 18 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 542106 |
19835 River Rock Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19835 RIVER ROCK DR, KATY, TX 77449-6155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Dec 3, 2025 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Sep 22, 2025 | Warranty Deed, Transfer TEXAS TITLE |
| Jun 2, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on File |
| Deed Sale | Dec 3, 2025 · Amount on File |
| Prior Sale | Sep 22, 2025 |
| Deed Document Number | 2025476073 |
| Prior Transfer Date | May 27, 2014 |
| Prior Transfer Doc | 0000230211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 19835 RIVER ROCK DR, KATY, TX 77449-6155 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 19835 RIVER ROCK DR, KATY, TX 77449-6155 |
| Investor | Possibly a Property Investor |
| Document Number | 0000584221 |
|---|---|
| Date | Oct 11, 2021 |
| Instrument | 2021-584221 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Dec 3, 2025 |
| Property Address | 19835 RIVER ROCK DR, KATY, TX 77449-6155 |
| Document Number | 0000476073 |
| Map Reference | MF 350090 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025-476073 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19835 RIVER ROCK DR, KATY, TX 77449-6155 |
| Document Number | 0000476074 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025-476074 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 22, 2025 |
| Property Address | 19835 RIVER ROCK DR, KATY, TX 77449-6155 |
| Document Number | 0000375630 |
| Map Reference | MF 350090 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025-375630 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | TEXAS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9805 BROOKSHIRE ST, HOUSTON, TX 77041-9003 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 2, 2020 |
| Property Address | 19835 RIVER ROCK DR, KATY, TX 77449-6155 |
| Document Number | 0000233539 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 233539 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19835 RIVER ROCK DR KATY TX 774496155, KATY, TX 77449-6155 |
The 2025 property tax bill for 19835 River Rock Dr was $1,321, up 932% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $302,583 (-0.62%) Land $68,688 Building $233,895 | $302,583 (-0.62%) Land $68,688 Building $233,895 | |
| 2025 | $1,321.00 (+932.03%) Homeowner's exemption | $304,482 (-4.59%) Land $68,688 Building $235,794 | $304,482 (-4.59%) Land $68,688 Building $235,794 |
| 2024 | $128.00 (-4.48%) Homeowner's exemption | $319,116 (-8.8%) Land $68,688 Building $250,428 | $319,116 (-8.8%) Land $68,688 Building $250,428 |
| 2023 | $134.00 Homeowner's exemption | $349,901 Land $68,688 Building $281,213 | $349,901 Land $68,688 Building $281,213 |
| 2022 | $134.00 | ||
| 2020 | $158.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19835 River Rock Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 19835 River Rock Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 157 serves 13,062 people · EPA ID TX1011430 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 921 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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