Montgomery County property record for 19829 Apple Ridge Pl, Gaithersburg, MD 20886
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,450 sqft · built 1980 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Sep 2018) |
| Tax Bill | $3,327 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-01916956 |
| Primary APN | 09-01916956 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,450 sqft Living Area |
| 1st Floor Area | 540 sqft |
| Basement Area | 390 sqft |
| Finished Basement | 390 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Lot Area | 2,000 sqft (0.046 acres) |
| View / Lot | Waterfront |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01916956 |
|---|---|
| Street Address | 19829 APPLE RIDGE PL |
| City | MONTGOMERY VILLAGE |
| State | MD |
| Zip | 20886-1039 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R90 |
| Legal Description | WATKINS MILL |
| Legal Subdivision | WATKINS MILL |
| Legal Block | 3 |
| Legal Lot Number | 216 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 700810 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19829 APPLE RIDGE PL, MONTGOMERY VILLAGE, MD 20886-1039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage IBANEZ MORTGAGE GROUP LLC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 17, 2018 | Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2018 · Amount on Record |
| Deed Sale | Sep 17, 2018 · Amount on Record |
| Prior Sale | Mar 15, 2004 · Amount on Record |
| Deed Book / Page | 56617 / 1 |
| Transfer Doc | 0000088595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19829 APPLE RIDGE PL, GAITHERSBURG, MD 20886-1039 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ICON TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 19829 APPLE RIDGE PL, MONTGOMERY VILLAGE, MD 20886-1039 |
| Document Number | 0636530235 |
|---|---|
| Date | Aug 4, 2021 |
| Book Page | 63653/235 |
| Name | IBANEZ MORTGAGE GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 19829 APPLE RIDGE PL, GAITHERSBURG, MD 20886-1039 |
| Document Number | 0596350458 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 19829 APPLE RIDGE PL MONTGOMERY VILLAGE MD 208861039, MONTGOMERY VILLAGE, MD 20886-1039 |
| Document Number | 0596350458 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 059635/000458 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 17, 2018 |
| Property Address | 19829 APPLE RIDGE PL, GAITHERSBURG, MD 20886-1039 |
| Document Number | 0566170001 |
| Book / Page | 56617 / 001 |
| Map Reference | MB108 PL12561 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SMS TITLE & ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 19829 APPLE RIDGE PL, MONTGOMERY VILLAGE, MD 20886-1039 |
| Document Number | 0005661710 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 56617/10 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2048 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $333,400 (+7.11%) Land $120,000 Building $213,400 | $333,400 (-) Land $120,000 Building $213,400 | |
| 2025 | $3,327.00 (+35.63%) | $311,267 (+16.58%) | $333,400 (+24.87%) Land $120,000 Building $213,400 |
| 2023 | $267,000 Land $120,000 Building $147,000 | $267,000 Land $120,000 Building $147,000 | |
| 2022 | $2,453.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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