19825 Co Rd 1546, Ada, OK 74820 Property Records

Pontotoc County property record for 19825 Co Rd 1546, Ada, OK 74820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,445 sqft · built 1979
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$137,000 (Jun 2003)
Tax Bill	$1,582 (2025)
Deeds & Mortgages	Feb 2015 Reverse Mortgage Mar 2015 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-31-004-007-0-095-00`

Property Details

APN / Parcel Number

Primary APN	`0000-31-004-007-0-095-00`
Alternative APN	`7660`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,445 sqft Living Area
1st Floor Area	2,445 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Patio Area	198 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7660
Street Address	19825 COUNTY ROAD 1546
City	ADA
State	OK
Zip	74820-3191
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 36 PT NE SE AS RECORDED 979/65 SEC 31-4-7 CHICKASAW TWP
Legal Range	07E
Legal Township	04N
Legal Section	31
Legal Tract	36
Jurisdiction	PONTOTOC OK
Township / Civil Division	ADA
Census Block Group	1
Census Block	1005
Census Tract	88801

Owner

19825 Co Rd 1546 is owned and occupied by two individuals who bought it in June 2003.

Source: Pontotoc County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 816, ADA, OK 74821-0816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2015	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GOURP
Mar 23, 2015	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2003 · Amount on File
Deed Sale	Jun 27, 2003 · Amount on File
Prior Sale	Oct 31, 2002 · Amount on File
Deed Book / Page	1788 / 234
Record Updated	Oct 29, 2026

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	19825 COUNTY ROAD 1546, ADA, OK 74820-3191
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002919/068
Date	Feb 23, 2015
Book Page	2919/068
Instrument	2015-001456

Lender

Name	AMERICAN ADVISORS GOURP
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.29%
Type Change Date	Mar 1, 2016
Change Frequency	Annually
Index	1-Year LIBOR

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC OK
Property Address	19825 COUNTY ROAD 1546, ADA, OK 74820-3191
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002919/082
Date	Mar 23, 2015
Book Page	2919/082
Instrument	2015-001457

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	3.29%
Type Change Date	Mar 1, 2016
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

The 2025 property tax bill for 19825 Co Rd 1546 was $1,582 with a homeowner's exemption, up 0.2% from the year before.

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pontotoc County
Unified School District	Byng Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,084 (+3%) Land $2,365 Building $16,719	$159,035 (-32.44%) Land $19,711 Building $139,324
2025	$1,582.00 (+0.19%) Homeowner's exemption	$18,528 (+3%) Land $2,296 Building $16,232	$235,392 (-4.94%) Land $25,000 Building $210,392
2024	$1,579.00 (+22.98%) Homeowner's exemption	$17,989 (+3%) Land $2,230 Building $15,759	$247,636 (+11.47%) Land $25,000 Building $222,636
2023	$1,284.00 Homeowner's exemption	$17,465 Land $2,195 Building $15,270	$222,158 Land $25,000 Building $197,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19825 Co Rd 1546 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 17, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19825 Co Rd 1546 is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTOTOC CO RWD # 7 serves 4,863 people · EPA ID OK3006215
Water Source	Purchased groundwater from ADA
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
BLS Broadband Fixed Wireless	500 / 500
Atlink Services Fixed Wireless	100 / 20

May also be available: 360 Broadband.

Nearby Properties on Co Rd 1546

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures