19824 Oak Leaf Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 19824 Oak Leaf Cir, Cornelius, NC 28031

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,383 sqft · built 1995
Lot Size	0.072 acres (3,151 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2023)
Tax Bill	$1,748 (2023)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-281-75`

Property Details

APN / Parcel Number

Primary APN	`005-281-75`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,383 sqft Heated Area
Gross Area	1,733 sqft
1st Floor Area	1,253 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,151 sqft (0.072 acres)
Porch	Porch
Porch Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	005-281-75
Street Address	19824 OAK LEAF CIR
City	CORNELIUS
State	NC
Zip	28031-9631
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR
Legal Description	L58 M26-918
Legal Subdivision	TWIN OAKS PH 02 MAP 04
Legal Lot Number	58
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1013
Census Tract	6411

Owner

19824 Oak Leaf Cir, a townhouse, is owned by an individual who bought it in September 2023.

Source: Mecklenburg County records, as of September 13, 2023

Owner of Record	Individual Name on File
Mailing Address	8221 VILLAGE HARBOR DR, CORNELIUS, NC 28031-3706
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on File
Deed Sale	Sep 1, 2023 · Amount on File
Prior Sale	Nov 6, 2007
Deed Document Number	2023084140
Deed Book / Page	38348 / 680
Record Updated	Jun 7, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 1, 2023
Property Address	19824 OAK LEAF CIR, CORNELIUS, NC 28031-9631
Document Number	0000084140
Book / Page	38348 / 680
Map Reference	MB 26 PG 918
Instrument Date	Aug 31, 2023
Instrument	2023084140
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18706 SILVER QUAY DR, CORNELIUS, NC 28031-8638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8221 VILLAGE HARBOR DR, CORNELIUS, NC 28031-3706

Mortgage

Document Number	0000084141
Date	Sep 1, 2023
Instrument	2023084141

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,748.00	$206,000 Land $50,000 Building $156,000	$206,000 Land $50,000 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19824 Oak Leaf Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19824 Oak Leaf Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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