Jackson County property record for 1982 Upper Divide Rd, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,168 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,800,000 (Jun 2024) |
| Tax Bill | $10,450 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7550-25-6306 |
| Primary APN | 7550-25-6306 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,168 sqft Heated Area |
| 1st Floor Area | 2,712 sqft |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,456 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Roof Type | Wood Truss |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 624 sqft |
| Carport | Carport |
| Carport Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 972 sqft |
| Deck Area | 16 sqft |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 1982 UPPER DIVIDE RD |
|---|---|
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-7199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 BLK K HIGHLANDS FALLS |
| Legal Subdivision | SECTION II HIGHLANDS FALLS COUNTRY CLUB |
| Legal Block | K |
| Legal Lot Number | 4 |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CASHIERS |
| Census Block Group | 2 |
| Census Block | 2091 |
| Census Tract | 950900 |
Source: Jackson County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4304 CORINTH DR, MOUNTAIN BRK, AL 35213-1814 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 2024 · Amount on Record |
| Deed Sale | Jun 19, 2024 · Amount on Record |
| Deed Book / Page | 2379 / 801 |
| Record Updated | Oct 29, 2026 |
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,750,142 (+127.56%) Land $400,000 Building $2,350,142 | |
| 2025 | $10,450.00 (+127.57%) | |
| 2023 | $4,592.00 | $1,208,540 Land $200,000 Building $1,008,540 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 7 (1994–2024) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: BalsamWest FiberNET, Hotwire Communications, Verizon.
5G (outdoors only) and 4G LTE
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