Delta County property record for 1982 Topaz St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2007 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,651 (2025) |
| Deeds & Mortgages | Apr 2013 Mortgage May 2007 Construction Loan + 6 more |
| Flood Zone | Zone D (undetermined) |
| APN | R021357 |
| Primary APN | R021357 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,500 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Account Number | R021357 |
|---|---|
| Street Address | 1982 TOPAZ ST |
| City | DELTA |
| State | CO |
| Zip | 81416-8258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1982 TOPAZ ST DELTA 81416 SUBDIVISION: EMERALD HILLS #2 LOT: 54 TOTAL 0.32 AC+- LOT 54 EMERALD HILLS FILING #2. PT NW4 SEC 30 T15S R95W 6PM BK 783 PG 183 PLAT 19-65 & 66 PLAT 33-88 R-601215 R-618108 R-618109 R-619101 R-703067 R729224 |
| Legal Subdivision | EMERALD HILLS #2 |
| Legal Lot Number | 54 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 965100 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 2, 2013 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 15, 2007 | Deed of Trust, Mortgage · Construction Mortgage HOME LOAN INVESTMENT CO |
| Aug 7, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO |
| May 19, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Sep 26, 2007 | Intrafamily Transfer, Transfer |
| Aug 22, 2007 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 22, 2007 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 |
| Deed Sale | May 19, 2021 |
| Prior Sale | Apr 30, 2018 · Amount on Record |
| Deed Document Number | 2021729224 |
| Prior Transfer Date | May 14, 2021 |
| Prior Transfer Doc | 0000729224 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE LT, HERITAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000665576 |
|---|---|
| Date | Apr 2, 2013 |
| Instrument | 665576 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000615092 |
|---|---|
| Date | May 15, 2007 |
| Instrument | 615092 |
| Name | HOME LOAN INVESTMENT CO |
|---|---|
| Address | GRAND JUNCTION, CO 81502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000754805 |
|---|---|
| Date | Aug 7, 2024 |
| Instrument | 754805 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 19, 2021 |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Document Number | 0000729224 |
| Instrument Date | May 14, 2021 |
| Instrument | 729224 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Investor | Possibly a Property Investor |
| Document Number | 0000729225 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 729225 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Apr 30, 2018 |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Document Number | 0000703067 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 703067 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Investor | Possibly a Property Investor |
| Document Number | 0000703068 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 703068 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Sep 26, 2007 |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Document Number | 0000619101 |
| Instrument Date | Aug 20, 2007 |
| Instrument | 619101 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 22, 2007 |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Document Number | 0000618108 |
| Instrument Date | Aug 20, 2007 |
| Instrument | 618108 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 703 23 2/10 RD, GRAND JUNCTION, CO 81505-8707 |
| Document Number | 0000618110 |
|---|---|
| Date | Aug 22, 2007 |
| Instrument | 618110 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 22, 2007 |
| Property Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
| Document Number | 0000618109 |
| Instrument Date | Aug 20, 2007 |
| Instrument | 618109 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.84 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1982 TOPAZ ST, DELTA, CO 81416-8258 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,651.00 (+12.16%) | $24,262 (+9.03%) Land $3,125 Building $21,137 | $388,197 (+16.88%) Land $50,000 Building $338,197 |
| 2024 | $1,472.00 (+3.95%) | $22,252 (-) Land $2,874 Building $19,378 | |
| 2023 | $1,416.00 (+19.7%) | $22,252 (+21.34%) Land $2,874 Building $19,378 | $332,119 (+25.87%) Land $42,896 Building $289,223 |
| 2022 | $1,183.00 | $18,338 Land $2,189 Building $16,149 | $263,863 Land $31,500 Building $232,363 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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