1982 Rowan Rd, Lumberton, NC 28358 Property Records

Robeson County property record for 1982 Rowan Rd, Lumberton, NC 28358

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 1967
Lot Size	7.69 acres (334,976 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2024)
Tax Bill	$2,013 (2026)
Deeds & Mortgages	May 2026 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24050100802`

Property Details

APN / Parcel Number

Primary APN	`24050100802`
Alternative APNs	`1187590` `1232678`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,953 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	334,976 sqft (7.69 acres)
Garage Type	Carport
Carport	Carport
Porch	Patio

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1232678
Street Address	1982 ROWAN RD
City	LUMBERTON
State	NC
Zip	28358-0223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	W/S HWY 74 PP M/H SITE
Legal Subdivision	J WILLIAM GADDY
Jurisdiction	ROBESON NC
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1008
Census Tract	961602

Owner

1982 Rowan Rd is owned and occupied by an individual who bought it in March 2024.

Source: Robeson County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	1982 ROWAN RD, LUMBERTON, NC 28358-0223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 28, 2024	Warranty Deed, Transfer · VA Mortgage EMM LOANS LLC
Mar 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Mar 24, 2017 · Amount on File
Deed Document Number	20242778
Deed Book / Page	2451 / 859
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROBESON NC
Recording Date	May 14, 2026
Property Address	1982 ROWAN RD, LUMBERTON, NC 28358-0223
Document Number	0000004462
Book / Page	2580 / 379
Instrument Date	May 11, 2026
Instrument	20264462
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 ROWAN RD, LUMBERTON, NC 28358-0223

Mortgage

Document Number	0000004462,
Date	May 14, 2026
Book Page	2580/379
Instrument	20264462

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Mar 28, 2024
Property Address	1982 ROWAN RD # R, R, LUMBERTON, NC 28358-0223
Document Number	002451/859
Book / Page	2451 / 859
Instrument Date	Mar 28, 2024
Instrument	2024002778
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 S MAIN ST, FAIRMONT, NC 28340-1815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1982 ROWAN RD # R, R, LUMBERTON, NC 28358-0223

Mortgage

Document Number	2024002779
Date	Mar 28, 2024
Instrument	2024002779

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROBESON NC
Recording Date	Mar 24, 2017
Property Address	ROWAN R RD, LUMBERTON, NC 28358
Document Number	002079/068
Book / Page	2079 / 068
Instrument Date	Mar 8, 2017
Instrument	2017002707
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2768 BELLA COOLA RD, 2768, LAKE WACCAMAW, NC 28450-9560

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2054 ROWAN RD, LUMBERTON, NC 28358-0225

Tax Assessment & Valuation

The 2026 property tax bill for 1982 Rowan Rd was $2,013.

Source: Robeson County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Robeson County
Unified School District	Robeson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,013.00	$221,600 (-) Land $25,100 Building $196,500	$221,600 (-) Land $25,100 Building $196,500
2025	$2,013.00	$221,600 Land $25,100 Building $196,500	$221,600 Land $25,100 Building $196,500
2023	$877.00	$100,900 (-) Land $24,300 Building $76,600	$100,900 (-) Land $24,300 Building $76,600
2022	$877.00	$100,900 Land $24,300 Building $76,600	$100,900 Land $24,300 Building $76,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1982 Rowan Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1982 Rowan Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBESON COUNTY WATER SYSTEM serves 67,970 people · EPA ID NC0378055
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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