Suffolk County and Riverhead Town property record for 1982 Main Rd, Laurel, NY 11948 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2.5 ba · 3,175 sqft · built 1879 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $965,000 (Dec 2025) |
| Tax Bill | $6,993 (2024) |
| Deeds & Mortgages | Mar 2023 Refinance Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473000 48.-2-9 |
| Primary APN | 473000 48.-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,175 sqft Living Area |
| Gross Area | 4,037 sqft |
| 1st Floor Area | 1,615 sqft |
| 2nd Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1879 |
|---|---|
| Effective Year Built | Effective 1879 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft |
| View / Lot | Canal |
| Porch | Covered Porch |
| Porch Area | 238 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 19 |
|---|---|
| Street Address | 1982 MAIN RD |
| City | LAUREL |
| State | NY |
| Zip | 11948-1300 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | RIVERHEAD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 169905 |
Source: Suffolk County and Riverhead Town records · APN 473000 48.-2-9
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1982 MAIN RD, LAUREL, NY 11948-1300 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Mar 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK |
| Dec 12, 2025 | Deed, Transfer |
| Jan 13, 2023 | Deed, Transfer FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Jul 12, 2022 | Deed, Transfer · Stand-Alone First Mortgage BETTER MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on Record |
| Deed Sale | Dec 12, 2025 · Amount on Record |
| Prior Sale | Jan 13, 2023 · Amount on Record |
| Deed Book / Page | 13319 / 793 |
| Prior Transfer Date | Aug 07, 1995 |
| Prior Transfer Doc | 1173000334 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1982 MAIN RD, LAUREL, NY 11948-1300 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0234900970 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 23490/970 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 97 Months |
| Due | Apr 01, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 12, 2025 |
| Property Address | 1982 MAIN RD, LAUREL, NY 11948-1300 |
| Document Number | 0133190793 |
| Book / Page | 13319 / 793 |
| Instrument Date | Sep 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1982 MAIN RD, LAUREL, NY 11948-1300 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jan 13, 2023 |
| Property Address | 1982 MAIN RD, LAUREL, NY 11948-1300 |
| Document Number | 0131850134 |
| Book / Page | 13185 / 134 |
| Instrument Date | Nov 04, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1982 MAIN RD, LAUREL, NY 11948-1300 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jul 12, 2022 |
| Property Address | 1982 MAIN RD, LAUREL, NY 11948-1300 |
| Document Number | 0131640479 |
| Book / Page | 13164 / 479 |
| Instrument Date | Mar 21, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 211 23RD ST APT 7, 7, BROOKLYN, NY 11232-1516 |
| Document Number | 0023437251 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 23437/251 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Suffolk County and Riverhead Town records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Riverhead Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,700 (+10.27%) Land $13,500 Building $40,200 | $658,088 (+12.7%) Land $165,441 Building $492,647 | |
| 2024 | $6,993.00 | $48,700 (-) Land $13,500 Building $35,200 | $583,933 (+11.39%) Land $161,871 Building $422,062 |
| 2023 | $48,700 (-) Land $13,500 Building $35,200 | $524,220 (+9.15%) Land $145,318 Building $378,902 | |
| 2022 | $48,700 Land $13,500 Building $35,200 | $480,276 Land $133,136 Building $347,140 |
Source: FEMA National Flood Hazard Layer, Suffolk County (36103C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361031699052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2010–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2024, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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