1982 Flora Ct, Middleburg, FL 32068 Property Records

Clay County property record for 1982 Flora Ct, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,562 sqft · built 2001
Lot Size0.137 acres (5,952 sqft)
OwnerCompany Name on File
Last Sale$120,000 (Mar 2013)
Tax Bill$3,853 (2025)
Deeds & MortgagesSep 2021 Mortgage
Oct 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-05-25-008823-016-27

Property Details

APN / Parcel Number

Primary APN41-05-25-008823-016-27

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
Gross Area1,886 sqft
1st Floor Area1,562 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,952 sqft (0.137 acres)
Garage TypeAttached
Garage Area324 sqft
PorchOpen/Unfinished Porch
Porch Area16 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1982 FLORA CT
CityMIDDLEBURG
StateFL
Zip32068-7758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 27 ORANGE PARK SOUTH UNIT 14 AS REC OR 3684 PG 188 & 4130 PG 261
Legal Range25E
Legal Township05S
Legal Section41
Legal SubdivisionORANGE PARK SOUTH UNIT 14
Legal Lot Number27
Legal UnitIT14
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1000
Census Tract30708

Owner

1982 Flora Ct is owned by a company that acquired it in October 2018.

Source: Clay County records, as of December 3, 2025

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2021Deed of Trust, Mortgage · Commercial Mortgage
GOLDMAN SACHS MORTGAGE COMPANY
Oct 8, 2018Quit Claim Deed, Transfer
OS NATIONAL LLC
Oct 17, 2018Loan Modification, Mortgage · Line of Credit
MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2013 · Amount on File
Deed SaleMar 20, 2013 · Amount on File
Prior SaleAug 19, 2004 · Amount on File
Deed Document Number201317035
Deed Book / Page3514 / 1804
Last Transfer DateOct 4, 2018
Transfer Doc0041300261
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1982 FLORA CT, MIDDLEBURG, FL 32068-7758
Transaction TypeMortgage
Record UpdatedOct 6, 2021
Title CompanySELENE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045141961
DateSep 28, 2021
Book Page4514/1961
Instrument2021061035
Lender
NameGOLDMAN SACHS MORTGAGE COMPANY
TypeMortgage Company
AddressNEW YORK, NY 10282
Agreement
TypeCommercial Mortgage
AmountAmount on Record

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateOct 8, 2018
Property Address1982 FLORA CT, MIDDLEBURG, FL 32068-7758
Document Number0041300261
Book / Page004130 / 000261
Instrument DateOct 4, 2018
Instrument52803
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Recording DateOct 17, 2018
Property Address1982 FLORA CT, MIDDLEBURG, FL 32068-7758
Document Number0041321958
Book / Page004132 / 001958
Instrument DateOct 4, 2018
Instrument54579
Transaction TypeMortgage
Record UpdatedOct 30, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address810 7T AVE #24TH NEW YORK NY 10019, 24TH, NEW YORK, NY 10019

Mortgage

Document Number41321958
DateOct 17, 2018
Book Page004132/001958
Instrument54579
Lender
NameMORGAN STANLEY MTG CAP HOLDING
TypeMortgage Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1982 Flora Ct was $3,853, up 7.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,853.00 (+7.72%)$263,863 Land $40,000 Building $223,863$263,863 Land $40,000 Building $223,863
2024$3,577.00 (-4.82%)
2023$3,758.00 (+12.51%)$258,857 (+9.92%) Land $40,000 Building $218,857$258,857 (+9.92%) Land $40,000 Building $218,857
2022$3,340.00$235,498 Land $25,000 Building $210,498$235,498 Land $25,000 Building $210,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1982 Flora Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims2 (2017)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1982 Flora Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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