1982 Christmas Pine Cir, Overgaard, AZ 85933 Property Records

Navajo County property record for 1982 Christmas Pine Cir, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 2025
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Company Names on Record
Last Sale	$40,000 (Jan 2025)
Tax Bill	$967 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206-39-055`

Property Details

APN / Parcel Number

Primary APN	`206-39-055`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	960 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	70 ft deep x 14 ft wide
Garage Type	Attached
Garage Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1982 CHRISTMAS PINE CIR
City	OVERGAARD
State	AZ
Zip	85933-5098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	PINE RIM FOREST LOT 55
Legal Range	17E
Legal Township	12N
Legal Section	30
Legal Subdivision	PINE RIM FOREST
Legal Lot Number	55
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	2
Census Block	2034
Census Tract	964201

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 574, HEBER, AZ 85928-0574
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ARIZONA CENTRAL CREDIT UNION
Jan 21, 2025	Warranty Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
May 26, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2025 · Amount on Record
Deed Sale	Jan 21, 2025 · Amount on Record
Prior Sale	May 26, 2017 · Amount on Record
Deed Document Number	2025753
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jul 20, 2026
Property Address	1982 CHRISTMAS PINE CIR, OVERGAARD, AZ 85933-5098
Document Number	0000010704
Instrument Date	Jul 1, 2026
Instrument	202610704
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7254 E ARBOR AVE, MESA, AZ 85208-1142

Mortgage

Document Number	0000010705,
Date	Jul 20, 2026
Instrument	202610705

Lender

Name	ARIZONA CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	Jan 21, 2025
Property Address	1982 CHRISTMAS PINE CIR, OVERGAARD, AZ 85933-5098
Document Number	0000000753
Map Reference	MB 14 PG 39
Instrument Date	Jan 15, 2025
Instrument	2025-00753
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 192, HEBER, AZ 85928-0192

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	PO BOX 574, HEBER, AZ 85928-0574

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 26, 2017
Property Address	1982 CHRISTMAS PINE CIR, OVERGAARD, AZ 85933-5098
Document Number	0000007575
Instrument Date	May 11, 2017
Instrument	7575
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5432 W BECKER LN GLENDALE AZ 853044212, GLENDALE, AZ 85304-4212

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$271,112 (+139.01%) Land $23,037 Building $248,075
2025	$967.00 (+133.01%)	$11,344 (+36.3%) Land $2,237 Building $9,107	$113,433 (+36.29%) Land $22,368 Building $91,065
2024		$8,323 Land $1,955 Building $6,368	$83,228 Land $19,552 Building $63,676
2023	$415.00 (+5.6%)
2022	$393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 65% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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