Oakland County property record for 1982 Bowers St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,407 sqft · built 2017 |
| Lot Size | 0.133 acres (5,793 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $650,000 (Aug 2019) |
| Tax Bill | $12,249 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-31-176-012 |
| Primary APN | 08-20-31-176-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,407 sqft Living Area |
| 1st Floor Area | 731 sqft |
| Basement Area | 731 sqft |
| Unfinished Basement | 731 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,793 sqft (0.133 acres) |
| Lot Dimensions | 145 ft deep x 40 ft wide |
| Garage Area | 492 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 41 sqft |
| Patio Area | 219 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1982 BOWERS ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-6887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 31 BIRMINGHAM GARDENS LOT 266 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | BIRMINGHAM |
| Legal Lot Number | 266 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 152900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1982 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Aug 1, 2019 | Warranty Deed, Subdivision Related Transfer · ARM CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on Record |
| Deed Sale | Aug 1, 2019 · Amount on Record |
| Prior Sale | Sep 10, 2002 |
| Deed Document Number | 2019123536 |
| Deed Book / Page | 53093 / 520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1982 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1982 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Document Number | 0000120725 |
|---|---|
| Date | May 6, 2021 |
| Book Page | 56200/143 |
| Instrument | 120725 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 1, 2019 |
| Property Address | 1982 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Document Number | 0000123536 |
| Book / Page | 53093 / 00520 |
| Map Reference | LB 31 PG 38 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 123536 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55375 PARK PL, 55375, NEW HUDSON, MI 48165-9568 |
| Name | Verified Name |
|---|---|
| Address | 1982 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Document Number | 5308500058 |
|---|---|
| Date | Aug 1, 2019 |
| Instrument | 53085/00058 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,249.00 (-9.78%) Homeowner's exemption | $419,200 (+17.56%) | $838,400 (+17.56%) |
| 2024 | $13,577.00 (+9.28%) | ||
| 2023 | $356,570 | $713,140 | |
| 2021 | $12,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · ground movement |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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